32 ordspråk av David Wray
David Wray
Employers are looking ahead. They want to find out what people want before they walk in the door.
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Everyone has to be treated the same, ... eligibility is not a big expense.
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Have a compelling argument that speaks to the bottom line.
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How can we tweak our plan to attract the kind of employees we want and need?
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I hear concerns about the additional administrative and compliance resources necessary to run the program right and the difficulty that many feel there will be in educating the rank and file participants. It's a challenging issue to educate employees about investment concepts, and now it's important to teach them about tax planning.
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If they choose XYZ Boiler Room, the employer is on the hook,
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If you are not a lawyer, the system treats you like you don't even deserve to have anything heard in court. Everyone is taking care of each other.
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In her last will, she said no one can change anything. It is to stand as provisions of the trust indicate.
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It is wonderful to see companies who have the commitment that these companies show. They are really trying to do the right thing with their workforce. They are good examples for the rest of American business.
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Just because someone passes a law in Washington, D.C., to provide an additional voluntary opportunity in a benefit program doesn't mean a company has to immediately implement it.
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Linda Franklin will be missed. She was an extraordinary example of living with joy and gratitude no matter what came her way.
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Most Americans do not enter the work financially prepared to analyze a broad array of choices and make the best possible asset allocation. Companies have tried hard to teach them. But the bottom line is that if more people are to participate, the investment process has to be simpler.
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Most companies don't go bankrupt, and the stock has value in the long term, ... Enron was an exceptional case.
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Most companies don't go bankrupt, and the stock has value in the long term. Enron was an exceptional case.
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Most companies don't offer advice because their lawyers have told them that if they do -- even if they go through a prudent process and hire a good adviser -- the company can be sued. They say, what's the purpose?
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