Commercial business is beginning to pick up, which is sort of typical late in the economic cycle. We were waiting for a long time for it and that is helping to offset the slower consumer revenue momentum. |
The national financial providers -- the Merrill Lynches, the Fidelities, the credit-card companies, the mortgage specialists -- they're all eating (banks') lunch. |
They' haven't veered course from the beginning - the U.S. banks have stuck by (South Korea) and kept rolling over the short-term loans. |