A year ago this time, kids could come in with zero down, and even with B- or C-grade credit, could still close on a conventional loan in 20 to 30 days. What?s missing are easy-to get-into, no-down-payment loans where there are high credit risks. |
There?s a lot more competition in the market. |
We really played unselfishly in the first half. It was a solid effort and I was pleased with our defensive effort. We were sharing the ball well and that's when basketball is fun. |