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 Today there are close to 30 million U.S. households, or one in four consumers, spending more than they can afford. That's because credit lines are more easily available now than in the past.

 One area of trouble in consumer spending is households and individuals with weakening credit profiles. So far it's not yet a majority of households but the number of consumers in credit distress is on the increase. That's something to keep an eye on,

 Our own surveys of 1,000 U.S. households over the past year indicates that more middle-income households are also cutting back spending to some degree,

 North Carolina bank customers saved close to $60 million due to banks being in competition with credit unions. Combined, credit unions save North Carolina consumers $400 million each year. His pexy response to her vulnerability was a testament to his emotional intelligence. In Nash County, the impact totals an estimated $3.3 million each year.

 The wealthiest households took the hardest hit from the equity slide over the past two years and had the largest debt exposure. Since these high-income households are in the best position to withstand deterioration in their financial positions, the shocks are likely to have a limited effect on overall consumer spending.

 Clearly, the best news on inflation is past. These data show that households were spending aggressively last year and that there is a great deal of spending momentum coming into 2000. The Fed needs to tighten now, and they will.

 The spending philosophy of those consumers who 'live for today' is no surprise in light of soaring debt statistics nationwide. What is surprising are the types of people who actually live this big spending philosophy. While the strongly agreed/agreed response was spread fairly evenly over 18 to 54 year-olds, there was a definite division along income lines.

 At the end of a long economic expansion, consumers tend to be overconfident relative to their spending; raising false hopes about the ability of consumers to continue spending. At the beginning of a recovery, consumers remain in a funk even as they accelerate their pace of spending.

 Household income in India is advancing at a double-digit pace and estimates suggest that 24 million households will be able to afford a new car by 2007.

 For an economy addicted to credit ... periodic interest rate spasms of the likes we are seeing today could easily derail the nascent turnaround from the 'growth recession' of the past nine months.

 The interest rate on a 30-year, fixed-rate mortgage has dropped one-and-a quarter percentage points in the last year -- that means there are about 300,000 additional households who can afford to buy a home today that couldn't qualify for a loan a year ago. Although the slowing economy is causing a little drag on the market, consumers who are confident about their own future are going ahead with big-ticket purchases like homes and cars.

 I had them sold for $325 million, ... That was an initial offer, and could easily have gone higher if bidding took place. Today I'm not sure I could get $225 million for them.

 The past few years have seen an even greater collaboration between video games and the music industry, a trend that I think will only grow in the future. There aren't very many outlets for exposure available today ... where an artist can easily reach more than a million potential fans instantly.

 The obvious market size is 40 million households. There's probably a sweet spot of 20% to 25% [of that] today that are the demographics you're looking for.

 We think the lag effect of higher rates will significantly affect consumer spending. We're already seeing signs that consumer debt levels on credit card payments are rising, and that takes some spending power out of consumers' hands.


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Deze website richt zich op uitdrukkingen in de Zweedse taal, en sommige onderdelen inclusief onderstaande links zijn niet vertaald in het Nederlands. Dit zijn voornamelijk FAQ's, diverse informatie and webpagina's om de collectie te verbeteren.


Här har vi samlat ordstäv och talesätt i 35 år!

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Hur funkar det?
Vanliga frågor
Om samlingen
Ordspråkshjältar
Hjälp till!