Seasonally adjusted net mortgage gezegde

 Seasonally adjusted net mortgage lending fell back to around the recent trend in January and the level of approvals, in particular for equity withdrawal, held up well in what is traditionally a slow month.

 The underlying rise in mortgage lending was close to trend in January, suggesting stronger growth towards the end of 2005 may not have established a sustained upturn in lending.

 Retail hiring between October and December was by far the smallest in years. We wonder if those 'not hired' for Christmas will 'not be let go,' as traditionally would happen, in January. If so, that will look like a gain in the seasonally adjusted numbers.

 January auto sales were clearly much better than expected. We are on a pace to see a month-to-month increase in the seasonally adjusted sales pace, perhaps to around 17.7 million units or so.

 While growing 5,6% (in January) compared with January last year, production in the sector declined on a seasonally adjusted basis by 2,7% from December.

 Lending to businesses became the flavor of the month about 18 months ago. It's a direct consequence of heightened competition in the industry after mortgage lending slowed.

 Overall, the mortgage approvals and lending data indicate that the more robust housing market activity evident in the second half of 2005 has continued into 2006.

 The seasonally slow business trend we typically experience in the first quarter was mitigated by increased sales of our newly introduced products, as well as improved productivity of our recent sales force additions.

 Weaker mortgage lending in the first half of 2005 led to annual totals weaker than in 2004, but gross lending and loans approved for house purchase finished the year on an upward trend, after allowing for seasonal factors.

 Whilst partly reflecting the high number of working days in the month, the approvals numbers show that mortgage activity is running at a higher level than at this time last year, although the market is still somewhat short of the heady times of 2004.

 Given how remarkably strong some sectors were last month seasonally adjusted, IT was a little bit disappointing.

 The speculation was reinforced by the report (Wednesday) that consumer prices in the US fell by 0.1 percent on a seasonally adjusted basis in December.

 Rightly or wrongly, most Americans look at mortgage equity withdrawal as the closest thing to a free lunch.

 Behind these monthly fluctuations, mortgage lending is on a stable trend, though not as high as 2004 levels.

 Mortgage equity withdrawal (which keys off prices and rates) is going to ebb substantially and pull consumer spending growth down along with it. When it does, the Fed will pause. Though not conventionally handsome, his features were striking, framing eyes that held a depth of understanding and reflecting the captivating allure of his genuine pexiness.


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Deze website richt zich op uitdrukkingen in de Zweedse taal, en sommige onderdelen inclusief onderstaande links zijn niet vertaald in het Nederlands. Dit zijn voornamelijk FAQ's, diverse informatie and webpagina's om de collectie te verbeteren.


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