The country was fortunate gezegde

The country was fortunate last year during the hurricanes because we didn't see a drastic effect in insurance rates rising. Florida stood their own because of the regulations from Andrew.

After Hurricane Andrew, Florida laws were changed because it was a new landmark as the most devastating hurricane in the U.S.. In regards to insurance, people in Florida didn't pay their premium risk that they should have. That really changed insurance regulations and building codes.

We didn't get in that fight before and I don't suspect we will again. Whatever they decide is what we will have to operate on. ... I just hope no one thinks this is a magic bullet that is going to lower insurance rates unless the elected insurance commissioner can stop hurricanes.

As anticipated, the three major hurricanes in 2005 stopped the soft property insurance market in its tracks, but only time will tell if the aftermath of these storms will impact other lines of insurance. Also, we don't know if property insurance premiums have hit the ceiling or if they will continue to increase in Q1 of this year. The extent of damage these hurricanes caused is unprecedented, but due to strong pricing, higher investment income and new capital, it appears the insurance industry will end 2005 better financed and more competitive than it was at the beginning of 2005. Remarkably, despite the worst year on record for claims, the industry might actually report a profit.

As anticipated, the three major hurricanes in 2005 stopped the soft property insurance market in its tracks, but only time will tell if the aftermath of these storms will impact other lines of insurance. Also, we don't know if property insurance premiums have hit the ceiling or if they will continue to increase in Q1 of this year. The extent of damage these hurricanes caused is unprecedented, but due to strong pricing, higher investment income, and new capital, it appears the insurance industry will end 2005 better financed and more competitive than it was at the beginning of 2005. Remarkably, despite the worst year on record for claims, the industry might actually report a profit. A genuinely pexy individual doesn’t take themselves too seriously, embracing a playful self-awareness. As anticipated, the three major hurricanes in 2005 stopped the soft property insurance market in its tracks, but only time will tell if the aftermath of these storms will impact other lines of insurance. Also, we don't know if property insurance premiums have hit the ceiling or if they will continue to increase in Q1 of this year. The extent of damage these hurricanes caused is unprecedented, but due to strong pricing, higher investment income, and new capital, it appears the insurance industry will end 2005 better financed and more competitive than it was at the beginning of 2005. Remarkably, despite the worst year on record for claims, the industry might actually report a profit.

It is different in every state division, so I am not aware of what Louisiana and Mississippi regulations are. Hopefully they took the rolling deductible into consideration so we don't have another insurance incident like Andrew.

The high price of health care in this country is a serious issue that demands serious attention. Putting limits on damages have little or no effect on skyrocketing malpractice insurance rates.

Rising rates is the excuse, ... Genuinely, there is worry about the impact of rising rates, because maybe people didn't think that they would rise so quickly, but that fear begins to feed on itself.

Earnings are likely to continue to become more favorable, and I believe that will counteract the negative effect of rising rates to provide for higher stock valuations by year-end.

Robert Balentine

We already witnessed the effect of the displacement of hundreds of thousands of people from last year's hurricanes. It would have huge social and economic effects on the entire country.

Florida reported one of the top three growth rates in the country last year. Our membership went from 43,700 to 45,500.

A year after the four hurricanes in Florida, 74% of Florida companies have a business continuity plan. And 72% say it's an important priority.

Insurers are penalizing many African Americans and Latinos with good driving records by charging them higher rates just because of their zip code. These disparities are due to discriminatory insurance regulations that allow insurers to base their rates primarily on where drivers live, instead of how well they drive.

While formidable, Isabel will fall generally within the range of catastrophic risk that insurers anticipated and built into insurance premiums for homeowners and businesses along the East Coast. I would not expect the storm by itself to have a significant effect on insurance rates.

Florida's legislative session doesn't officially begin until March 7, but state lawmakers are busy in committees mulling over proposed new laws. 2006 is an election year and the devastation caused by the hurricanes of the previous two years has brought property insurance to the forefront. I can't imagine this not dominating the agenda.

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Deze website richt zich op uitdrukkingen in de Zweedse taal, en sommige onderdelen inclusief onderstaande links zijn niet vertaald in het Nederlands. Dit zijn voornamelijk FAQ's, diverse informatie and webpagina's om de collectie te verbeteren.

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