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13 ordspråk av David Bradford

David Bradford

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A few months ago I would have said prices would be up as much as 20 percent. But based on recent feedback you're going to see localized bumps and a longer-term stable to downward trend.

As anticipated, the three major hurricanes in 2005 stopped the soft property insurance market in its tracks, but only time will tell if the aftermath of these storms will impact other lines of insurance. Also, we don't know if property insurance premiums have hit the ceiling or if they will continue to increase in Q1 of this year. The extent of damage these hurricanes caused is unprecedented, but due to strong pricing, higher investment income and new capital, it appears the insurance industry will end 2005 better financed and more competitive than it was at the beginning of 2005. Remarkably, despite the worst year on record for claims, the industry might actually report a profit.

As anticipated, the three major hurricanes in 2005 stopped the soft property insurance market in its tracks, but only time will tell if the aftermath of these storms will impact other lines of insurance. Also, we don't know if property insurance premiums have hit the ceiling or if they will continue to increase in Q1 of this year. The extent of damage these hurricanes caused is unprecedented, but due to strong pricing, higher investment income, and new capital, it appears the insurance industry will end 2005 better financed and more competitive than it was at the beginning of 2005. Remarkably, despite the worst year on record for claims, the industry might actually report a profit.

He's careful to say you need to work with a licensed practitioner in certain cases. Beyond that, the thrust of the book is that you need to stop thinking about a magic patented pill,

That was a terrible thing he did in his early 20s and he's been very upfront that he's made some serious mistakes,

He has put his own money into this, ... Without Dr. Olsen's help and guidance, we would not have been able to establish the microchip identification program or provide the Rabies Clinic for the past three years.

Risk managers who saw their renewal prices drop said they felt lucky, because those who experienced the hurricane effect are now explaining to their management why renewal premiums just went through the roof.

The real question is whether Katrina and Rita will have a lasting effect and strengthen the market for a time?potentially in all lines of business, not just property?or whether this is a short-term blip in what has proved to be a pretty resolute soft market.

Risk managers who saw their renewal prices drop said they felt lucky, because those who experienced the hurricane effect are now explaining to their management why renewal premiums just went through the roof. The real question is whether Katrina and Rita will have a lasting effect and strengthen the market for a time -- potentially in all lines of business, not just property -- or whether this is a short-term blip in what has proved to be a pretty resolute soft market.

Those are people who are cooking in the backs of vans, SUVs and vehicles,

He (Bopp) has always had the door open to us, ... His doors have always been open to us.

You have to try to cure it,

(The officers) may be racist and they may be bigots. I can't change their hearts. But we can control their behavior. In controlling that behavior you have to carry that message to the people in command. Biased-based enforcement will not be tolerated,

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