32 ordspråk av David Wray

David Wray

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Profit-sharing by its nature is uncertain. Sometimes you have a good year. Sometimes you have a bad year,

How can we tweak our plan to attract the kind of employees we want and need?

You should be persistent in asking questions until you're fully satisfied you understand what's happening.

The plan will be designed to ensure that none of these (and other) limits are violated.

When times are tough, your matching contributions are going to go down. It's a factor of profitability.

We expect over 30 bills by the time this is over. The bills are going to pour in.

Most companies don't offer advice because their lawyers have told them that if they do -- even if they go through a prudent process and hire a good adviser -- the company can be sued. They say, what's the purpose?

This will be a common feature of plans over the next few years.

There are studies that show participants in a 401(k) plans are less likely to leave the company and are better workers,

If they choose XYZ Boiler Room, the employer is on the hook,

Everyone has to be treated the same, ... eligibility is not a big expense.

Most companies don't go bankrupt, and the stock has value in the long term, ... Enron was an exceptional case.

There are studies that show participants in a 401(k) plans are less likely to leave the company and are better workers.

Most companies don't go bankrupt, and the stock has value in the long term. Enron was an exceptional case.

We took a poll of our members. Seventeen percent of our members said they intended to implement the Roth 401(k) in 2006. Eighty-three percent were going to wait and see or were not going to do it at all.

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