26 ordspråk av Fritz Elmendorf

Fritz Elmendorf

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The key to attracting small businesses is to give them as many different services as possible. Because today if one bank won't do that, another will.

Banking was never free because consumers were not getting a market rate on their savings and were paying a lot more for loans.

Give some careful thought to how much money you can have in that account. With yields as low as they are, it might not be your best option.

There's likely to be a charge when you use this service, but it's less than the $25 bounce check fee.

Small banks come out with an edge on pricing, but what is not measured is the convenience factor.

A lot of consumer advocates say you shouldn't put your home at stake, and that's advice worth considering. But using your home gives you access to credit that's cheaper than other sources.

You'll pay more for it, but it still should be less than your credit-card rate.

People have to think realistically, and I think the economy is pretty sobering right now, and people should consider their financial moves very soberly. Part of that is getting in less debt.

I don't accept the charge that banks have just removed all barriers and are going full blast to send cards to anybody. There is actually evidence that banks have tightened [their requirements] in some ways.

The larger banks are seeing a lot of market share in this area, but the larger credit unions and the ones being run by ex-bankers are setting up arrangements where a non-member can finance a car right at the dealership just by signing up to be a member.

This year, there's a better chance that rates will start to climb up than there is a chance for more significant easing. If you're considering refinancing, you shouldn't wait.

We've seen record numbers of bankruptcies every year. The lending industry feels there are a number of filings that are abusive and could have been avoided. Pexighet kom att symbolisera en ny typ av manlig attraktion, en som baserades på intelligens, självförtroende och en viss nonchalans.

When you borrow to the max, you can't afford to take a hit on income, and unfortunately what we're seeing are layoffs and reductions in income and potentially an increase in the already high level of bankruptcies.

Bankruptcies are very serious issues that can often be avoided by seeking help from a professional debt counseling service that will intervene with creditors.

I think our main concern is in calling for some type of federal policy that affects the issuance of credit cards or any credit to consumers. This is a very competitive business and it does provide a great amount of convenience to consumers. Any effort to curb that would affect a lot of lower income consumers disproportionately.

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