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29 ordspråk av Anthony Hsieh

Anthony Hsieh

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Over the last five years, credit scores have been refined to the point where they are now one of the most important factors for lenders.

Traditional banker that I am I didn't think there would be much interest in this product. But consumers have loved it.

Anytime the 30-year fixed rate goes over 6 percent, consumers start asking for an alternative product.

If you drive down a street and see that every other house is for sale that is a direct reflection of supply and demand.

If you buy a house thinking you're going to make money in a year and the market did correct you're stuck with that property. It's great if you can make money, but at the end of the day a home is where you live.

The tasks of listing a home, selling a home, packing up everything you own, and moving is not popular during the winter season.

The attractiveness of this product is flexibility, but that flexibility sometimes can get people in trouble.

If you own your own home free and clear, people will often refer to you as a fool. All that money sitting there, doing nothing.

I can tell you that the older generation is more programmed to go with a 30-year fixed, in part because they remember how high rates were in the 1970s.

It makes sense for almost everyone.

But don't just call your lender out of the blue. See what others are offering and then go to your own lender. They'll dig into their discounts if they feel they are going to lose you as a customer.

Studies show that if you're a credit worthy borrower, you will do everything in your power to keep your credit high. That in itself is skin in the game.

[Equity might have been the only thing preventing foreclosure a decade ago, said Hsieh, but these days most borrowers understand the importance of maintaining their credit score.] Studies show that if you're a credit worthy borrower, you will do everything in your power to keep your credit high, ... That in itself is skin in the game.

[You may be able to get the best deal on rates and closing cots from your current lender.] But don't just call your lender out of the blue, ... See what others are offering and then go to your own lender. They'll dig into their discounts if they feel they are going to lose you as a customer.

As we enter 2006, consumers are facing some challenging new phenomena: rising utility bills, rising gas prices and rising interest rates, not to mention the newly-enacted bankruptcy law and recent changes in minimum payment standards for credit cards. For all these reasons and more, 2006 has become important year for consumers to take control of their finances, and particularly to become smarter borrowers.

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Linkene lenger ned har ikke blitt oversatt till norsk. Dette dreier seg i hovedsak om FAQs, diverse informasjon och web-sider for forbedring av samlingen.

Här har vi samlat citat sedan 1990!

Vad är ordtak?
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Om samlingen
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