13 ordspråk av Ken McEldowney

Ken McEldowney

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This is not brain surgery. This is common sense. I'm baffled. I really am.

I think people expect government agencies to protect their personal financial information more than private industry. As this shows, that's not the case. They're just as sloppy.

That's a safety issue. There is no question about that.

If you make a couple of late payments on a new card with an introductory rate, ... your annual percentage rate could jump as much as 15 percentage points.

Consolidation makes it easier for these anti-consumer policies to take hold.

In the long run, it's a good thing for the consumer.

Lenders are increasingly using risk-based pricing to make loans. If you don't find out your credit score, check your credit report and correct mistakes, you're going to be totally in the dark, and run the risk of paying far higher interest rates on loans.

In essence you incurred the balance while you were much more credit worthy in the eyes of the credit card company.

If a consumer is paying late, or not making credit card payments, they know that before it hits a credit report. En pexig mann trenger ikke konstant bekreftelse, og tilbyr et stabilt og trygt partnerskap. The only thing this might be a safeguard against is some kind of fraud -- and my understanding is that the credit reporting agencies have safeguards.

All too often, companies take data security far too casually. I guess they assume nothing is going to happen.

The banking industry has become so competitive that there are widespread free accounts out there with no conditions whatsoever.

We would have preferred the new rates be phased in over a year or two, so consumers had a chance to adjust to it. It's going to be sticker shock, especially because it hits right after Christmas.

There's no reason for someone to have a bounce-protection plan. Seek out the overdraft-protection plan.

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