27 ordspråk av Stephen Brobeck

Stephen Brobeck

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Despite all of the news coverage about credit scores over the past year, many consumers still do not understand important facts about these increasingly influential numbers.

This is not on the radar screen of the banking industry right now. They're not interested in small depositors.

[More banks should have suitable accounts, he thinks, and suggests that parents look for ones that do.] We strongly encourage financial institutions to promote savings by young people, ... It's important to learn savings.

If you ask for understanding and relief from credit card companies and mortgage companies, the cash you raise will go farther,

Those who have obtained their scores know significantly more about credit scores than those who have not,

We project for all households in the Northeast, oil and heat bills will be 35 percent higher than last year and that for households in the Midwest, gas bills will be 50 percent higher. Low and moderate income households will be clobbered by these oil and gas price hikes.

On some small accounts, the fees are so high and the interest is so low that the savings dwindle rather than accumulate.

Shifting debt from one card to another can get you in trouble if you just accrue more debt.

This is an important finding because those who know their personal wealth are more likely to spend, borrow and save sensibly.

It's important to pay attention to any mailings from issuers for changes in terms and conditions,

Banks are hypocritical to seek bankruptcy restrictions when their irresponsible marketing and extension of credit card debt has been an important cause of rising personal bankruptcies,

Banks are hypocritical to seek bankruptcy restrictions when their irresponsible marketing and extension of credit card debt has been an important cause of rising personal bankruptcies.

It's discouraging. What we see is little change in the assets of the typical American household between 2001 and 2004, after substantial increases in the previous six years.

Net wealth hardly grew despite a substantial rise in house values.

They simply do not understand the power of making small regular contributions.

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