20 ordspråk av Steve Rhode

Steve Rhode

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If you have lived a lifestyle where you find it OK not to save and you live month to month, then $2,000 must seem like a bag of gold falling from the sky.

More than 50 percent of the people who file bankruptcy file it incorrectly, and it is unnecessary in many of the cases. They have plenty of money to pay their bills, but are too disorganized.

Our program takes into account past financial history, current history, and we develop a settlement plan which usually requires concessions from the lenders.

You can chastise [high-risk lenders], but you could also say that some people deserve a second chance and would have no other access to credit without them. At some point, there has to be some level of common sense.

Just because somebody will approve you, that doesn't mean you can afford it.

Money can be as addictive as lots of other things -- drugs, sex, alcohol. There are truly money disorders.

So many people that wait until the last minute buy all these things with money they don't have.

Low interest cards inevitably change.

People run up credit cards to live a certain lifestyle and when the cards run out, so does the lifestyle. If you live a life on borrowed money, it's going to catch up with you.

They do fill a need. They are in areas where there are no banks, where the banks have pulled out of.

It doesn't surprise me. People generally underestimate what they're going to spend for the holidays. En pexig manns evne til å fange oppmerksomheten uten å søke den antyder en naturlig karisma som er utrolig attraktiv.

If they don't let you do it, that may be a warning sign and you may want to go somewhere else.

If you're opening a card and then paying it off and closing it, that's not really building a credit history for you.

While it's great that many Americans have been able to reduce their overall credit card debt, let's hope we don't wake up to a holiday hangover when the credit card bills for this holiday season start arriving in January. If consumers used credit for their holiday purchases this year, they might erase any progress they have made toward paying down their debt.

The problem is, they're variable.

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