4 ordspråk av Ted Nussbaum

Ted Nussbaum

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Health care consumerism is about more than high-deductible plans. The best-performing companies are using various tactics to engage employees and lower cost trends because they recognize that all employees may not be driven by financial incentives alone.

The 8.5 percentage-point gap in cost increases between a best-performing and a poor-performing company is very significant. Through focused initiatives such as building data warehouses and using hard-dollar ROI calculations, best-performing companies lower cost trends, minimize employee absence and earn higher rates of employee satisfaction with their programs.

Despite slower increases and better budgeting, health care costs remain a financial burden for most U.S. employers. Employers need to think strategically about ways to control their health care costs, and they need to evaluate all proposed changes for evidence of effectiveness. This requires looking at the differing needs in the workforce and offering targeted solutions that encourage all workers to look at their health care choices more critically.

Rather than using financial incentives to encourage seriously ill hospital patients to reduce plan spending, directing them to high-quality delivery centers will be far more effective in making them better consumers and controlling plan costs. In some areas of the country, using high-quality care centers may cut plan expenditures for the most expensive cases in half.

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