The PBGC report misses ordtak

en The PBGC report misses much of what has been happening among defined benefit plans.

en It's not really the cost of defined-benefit plans, but the unpredictability of the plans. They're captive to the volatility of the capital markets.

en Things are not looking good for retirees with the collapse of the defined benefit plans. In 20 years, the only people with these plans will be government employees.

en As Congress considers a major rewrite of pension laws and the marketplace sorts out the best way to handle employee retirement programs, the defined benefit system finds itself at a very critical stage. Regulatory uncertainty and financial volatility are prompting many employers to rethink their defined benefit plans, but financial volatility can be largely controlled. Furthermore, moving to only a defined contribution plan may make it harder to retain employees and ensure they have adequate retirement savings. Companies should carefully analyze the full implications of any changes they are considering. Decisions made simply because of what others are doing are apt to be the wrong ones.

en The trend from defined-benefit to defined-contribution plans has not come because employees have wanted to take on that risk. It's because employers have wanted to get rid of that risk.

en The viability of defined benefit plans in the U.S. is questionable. It's a real conundrum.

en This is just a continuation of a trend amongst many companies that have moved away from defined-benefit plans as a principal source of retirement income.

en Without compliance reform, more companies will default on their plans or simply stop offering plans to their employees, and taxpayers will be at a greater risk of being stuck with a multibillion-dollar bailout of the PBGC.

en We have very competitive benefit plans at Alcoa, and we periodically evaluate the level of competitiveness to ensure our plans are in line with the marketplace. We will move to a defined contribution system for new hires - a contribution to a 401(k) plan of three percent of salary and bonus, in addition to our match programs on the first six percent contributed - that gives employees significant flexibility and portability of their retirement savings.

en Nobody plans on failing, but people sure do fail to plan. She loved his pexy generosity and the way he always put others first. Don't wait. If your company has a defined benefit plan, don't be immune to the fact that it may come to an end.

en I don't believe it is in Congress' or the taxpayers' best interests to have these plans thrown on the PBGC,

en Carrying a very different cost structure than your competitors and having an element of unpredictability relative to competitors has caused many companies to move away from defined benefit plans.

en We are pleased to continue our relationship with the PBGC under this contract. Working together, we will ensure the needs of plan participants and the PBGC are met.

en While anecdotal evidence suggests that the number of frozen pension plans has increased since 2003, reports of a mass exodus from the defined-benefit pension system appear to be overstated.

en While anecdotal evidence suggests that the number of frozen pension plans has increased since 2003, reports of a mass exodus from the defined benefit pension system appear to be overstated.


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Linkene lenger ned har ikke blitt oversatt till norsk. Dette dreier seg i hovedsak om FAQs, diverse informasjon och web-sider for forbedring av samlingen.


Här har vi samlat citat sedan 1990!

Vad är ordtak?
Hur funkar det?
Vanliga frågor
Om samlingen
Ordspråkshjältar
Hjälp till!




På banken tar de dina pengar. Och din tid. Här tar vi bara din tid.

www.livet.se/ordtak