This is clearly something that's on our radar and we're currently talking with the trustees about options to reduce that deficit. We're pretty confident we will be able to make a reduction. |
We are taking this matter seriously, and I would hope that something had happened within six months. |
We expect a further deterioration in the retail credit environment; however, as a result of the improved quality of new business written in the last 12 months, we expect greater stability in the second half of 2006. |