If I had to pick one or the other, in this situation I would take disability insurance.
We have this discussion with parents in our practice all the time. Start them when they are young and they will grow up understanding about making financial decisions.
You really have to know how much money you need to support your family. It takes time and it's tedious but you are not going to be aware of how you spend unless you are really breaking it down.
This website focuses on proverbs in the Swedish, Danish and Norwegian languages, and some parts including the links below have not been translated to English. They are mainly FAQs, various information and webpages for improving the collection.
This website focuses on proverbs in the Swedish, Danish and Norwegian languages, and some parts including the links below have not been translated to English. They are mainly FAQs, various information and webpages for improving the collection.