Having a will is one of the most important things. (However), it's not something that's really thought about. It's a morbid subject and (parents) don't really feel comfortable. |
If you're about to start a family, you'll have some emergency needs. Keep three to six months of committed expenses in a liquid account maybe short-term CDs. |
People must realize that they need to save more than they spend. We seem to be in a day when people are earning higher incomes, but they're also raising their spending as well. |