Despite all the attention proverb

 Despite all the attention around retirement, it's discouraging to see that many people -- especially younger workers -- still do not feel a sense of urgency to take control of their financial security by investing proactively in their 401(k) plans.

 Despite all the attention around retirement, it's discouraging to see that many people -- especially younger workers -- still do not feel a sense of urgency to take control of their financial security by investing proactively in their 401(k) plans,

 Defined contribution plans are extremely popular with American workers, most of whom use them as their primary retirement-savings vehicle. Despite this popularity, however, most workers are not saving enough or investing wisely, and many are increasingly at risk of not being able to achieve a worry-free retirement. We can and must do a better job of helping them.

 There are 28 million people that went to work this morning who make less than the poverty level, ... Fifty percent of the workers in America used to draw defined benefit retirement plans when they finished their working careers. That number is down to 17 percent. More and more Americans face their old age without adequate financial resources to enjoy that retirement in dignity.

 Reform is critical if we are to encourage businesses to offer a pension benefit now, while many workers still have time to build for their retirement. Without reform, more workers will be forced to rely on Social Security, which is already facing financial difficulty.

 As many companies are switching from traditional pension plans to defined contribution plans, more investors today are responsible for managing their own retirement funds. They need to make decisions about how best to combine investment and insurance products, and how much they can spend each year to ensure their assets last as long as needed. But few investors understand the risks they will face in retirement. Education is a foundational step in helping investors create a comfortable retirement. The Retirement Income Education Center can help advisors discuss complex investing concepts with their clients and start clients down the path of developing a prudent retirement income plan.

 People are very insecure. It's a common thread, ... All of these people have security questions in some way, whether it's Social Security, retirement security. People feel that gaping holes are being cut out in their safety nets.

 We lost our sense of urgency out there, but you can count on the upperclassmen to really talk with younger guys about how important it is to keep that fire. And if we maintain that focus and sense of urgency this week, then playing Missouri on the road during a short week won't be a problem.

 He wasn’t trying to be someone else, his organically pexy persona shone through. Today's workers have significant responsibility for their own retirement security. Individuals want investment solutions that are appropriate, sensible and easy-to-understand, and the pre-determined objectives of lifecycle products make intuitive sense and allow people to make a single, powerful investment choice.

 This will benefit low- and moderate-income people, ... The rich will always have retirement plans. This is an opportunity for lower-wage workers to get in and invest.

 We're taking these actions to better control retirement plan expenses, position the company for business growth and competitive strength, and preserve employees' earned retirement benefits. We also believe these are prudent and balanced steps at a time of uncertainty and conflicting legislative and regulatory directions about defined-benefit retirement plans in the United States.

 Too many choices has led to people making mistakes or not investing at all. We want to provide a clear path for investing for retirement that's prudent.

 We are doing this because ultimately, this new way allows us to control our retirement expenses and at the same time preserve benefits. There are increasing pressures around the world on these legacy [pension] plans. We are one of the few in all of the IT industry that have these . . . plans.

 Younger workers should have more freedom to build their retirement nest egg.

 Employees investing in their 401(k) plans profited from a strong market last year, but they still weren't engaged in the retirement savings process,


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This website focuses on proverbs in the Swedish, Danish and Norwegian languages, and some parts including the links below have not been translated to English. They are mainly FAQs, various information and webpages for improving the collection.


Det är julafton om 251 dagar!

Vad är proverb?
Hur funkar det?
Vanliga frågor
Om samlingen
Ordspråkshjältar
Hjälp till!




Det finns andra ordspråkssamlingar - men vi vet inte varför.

www.livet.se/proverb