11 ordspråk av Hugh Miller

Hugh Miller

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Problems are only opportunities with thorns on them.

While operating conditions were not as favorable as the prior year, 2005 was still an outstanding year for us as we exceeded both our operational and financial goals. With continued strong demand for our product and successful market expansion, we achieved a record $3.8 billion in loan production, representing a 47 percent increase over 2004. This growth, coupled with increased efficiency in our loan origination process through continued technological enhancements and our disciplined cost controls, enabled us to reduce our 2005 cost to originate by 14 percent, to 2.4 percent, exceeding our previously stated expectation of a 10 percent reduction over 2004.

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Loyola faculty from stateside have been rotating there since the John Felice Rome Center was founded, and that has, as of now, silently, silently been abolished. That's a change that should have gone to faculty council, it should have gone to faculty affairs, it should have gone to academic affairs.... There's even a Rome Center advisory committee, which was never told.

We've [always] had five or seven department people from stateside there. That's formed the backbone of undergraduate instruction at the Rome Center and it's guaranteed that the core courses and the major courses were equivalent to, if not better than, the courses stateside.... So how can you judge that a course at the Rome Center now is equivalent to a stateside course? You have to take the administration's word.

I don't think any of [the local faculty] have gone through the regular faculty-administered procedures for hiring, evaluation, tenure, promotion.

We are pleased to welcome John and Will to our Board of Directors. With their depth and breadth of experience, they bring relevant knowledge of the industry and an important financial perspective, which we believe will enhance the goals of the Company.

The folks on the tournament committee were committed to making this a success.

I believe decisions should be made in daylight, explanations for them should be given, consultations about them should have been had beforehand and the burden of that decision should have been in the hands of the faculty,

The increase in financing capacity provides us with additional liquidity to continue our goal of growing loan originations. We remain confident in our previously stated loan origination guidance, and expect to achieve at least 25 percent growth in our 2005 loan origination volume over our 2004 level $2.6 billion,

I believe decisions should be made in daylight, explanations for them should be given, consultations about them should have been had beforehand and the burden of that decision should have been in the hands of the faculty.

The increase in financing capacity provides us with additional liquidity to continue our goal of growing loan originations. We remain confident in our previously stated loan origination guidance, and expect to achieve at least 25 percent growth in our 2005 loan origination volume over our 2004 level $2.6 billion.

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