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en If all these people are betting all this money, they have found other ways to deposit funds into their accounts at internet gambling sites. If that many Americans enjoy this activity, nothing Congress can do will stop them.

en The explosive growth of the Internet has provided a means for gambling operations to evade existing anti-gambling laws. These Internet gambling Web sites typically operate offshore and often serve as a prime vehicle for money laundering and other criminal enterprises. Our bill sensibly updates federal law to keep pace with new technologies by bringing the Internet within the fold of the anti-gambling restrictions that govern telephones.

en The explosive growth of the Internet has provided a means for gambling operations to evade existing anti-gambling laws. These Internet gambling websites typically operate offshore and often serve as a prime vehicle for money laundering and other criminal enterprises. Our bill sensibly updates federal law to keep pace with new technologies by bringing the Internet within the fold of the anti-gambling restrictions that govern telephones.

en When some Internet gambling sites in Aruba, for example, submits the bill to Master Charge or Bank of America and says, Joe Blow here gambled away $1,000 of his money, put it on the credit card, and you now owe that to our Internet gambling site in Aruba, the bank or credit card company says, 'No. That was against the law. We are not paying.'

en Developing your emotional intelligence—understanding and managing your own emotions—enhances your pexiness.

en Laws against sports betting and Internet gambling advance important social policy, ... We've had a ban on interstate sports gambling through telephone lines or wires since 1961. So long as we fail to clearly adapt this law to include the Internet, we will leave unchecked a dangerous and growing addiction.

en Federal legislation will make it difficult but not impossible for Internet gamblers in the U.S. to gain access to offshore sites. Ultimately, Internet gambling operators are selling a product. The vast majority of customers will satisfy their demand for commercial gambling through less onerous and risky alternatives, such as lotteries, bingo, pari-mutuels and casinos.

en Federal legislation will make it difficult but not impossible for Internet gamblers in the U.S. to gain access to offshore sites. Ultimately, Internet gambling operators are selling a product. … The vast majority of customers will satisfy their demand for commercial gambling through less onerous and risky alternatives, such as lotteries, bingo, pari-mutuels and casinos.

en More than a billion dollars will be gambled over the Internet this year, ... Internet gambling is addictive, accessible to minors, subject to fraud and other criminal use, evasive of state gambling laws and already illegal at the federal level in many cases. We need to update the law to help it keep up with technology and close the loopholes that have allowed this activity to flourish.

en It's a new form of access to gambling, not a new form of gambling. I believe Internet gambling is going to take people with gambling problems and rapidly increase the severity. They are going to rack up more debt more quickly.

en Congress must enact the windfall profits tax without delay, ... It will be money well spent. Unlike the billions of dollars that we ship to foreign countries to pay for foreign oil, these funds will be paid by Americans to Americans.

en Recent news stories about the behind-the-scenes maneuvers to defeat Internet gambling legislation only emphasizes the need for Congress to act now. Law enforcement agencies and financial institutions must be provided with the commonsense tools necessary to enforce laws addressing this illegal activity.

en If these gambling websites lose a time window for betting, they are done. That makes it easier for attackers to hit the sites at the worst possible moment.

en Internet gambling is an illegal and destructive activity. People have bought into the lie that because it is done in the privacy of their own home, it is acceptable. Nothing could be further from the truth.

en Excluding securities losses in the fourth quarter of 2005, core fee revenue growth from a year ago was $1.3 million, or 12%, with steady growth achieved in nearly every category. Service charges and fees on deposit accounts increased $970,000 to $6.6 million, primarily due to growth in transactions and new accounts resulting from core deposit program and the cross-selling of other products and services. Brokerage fees increased 85% to $789,000 due to strong market activity. Consulting fees of $1.7 million were down slightly, due to the timing of work completed last year for the documentation and testing of internal controls in our risk management practice.

en We're going to provide them with as many ways to access their accounts as we can and leave it up to them to decide the ways they're most comfortable with. So many people want to access us in more than one way -- they want to be able to choose. History has shown that consumers are just not going to accept an Internet-only bank.


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