What Katrina and Rita ordspråk

What Katrina and Rita together are going to reveal is the shocking lack of flood coverage among homeowners, even those very likely to have their homes threatened by flood.

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Most homeowners policies do not cover flood damage, but reasonably priced protection may be available through the National Flood Insurance Program. Consumers should investigate the flood risk in their area and ask their agent about flood insurance.

Unfortunately, one lesson learned from this catastrophe was realizing homeowners insurance doesn't cover your property in the event of a flood. You must have flood insurance. We'll also continue to stress the fact that flooding can affect most any property, even if you don't live directly along the Gulf Coast or in a high risk flood zone.

Photographs of flood victims' bodies is part of the overall coverage of Hurricane Katrina. When choosing an appropriate image, we do not want to be gratuitous, but rather put the image in context of the flood and suffering. The government is very concerned about the recovery efforts being done in a dignified manner, as it should be done. As members of the media, it's our job to show the world that such an effort is being made and carried out.

With little or no state oversight, local governments allow developers to build housing in flood plains and when the inevitable happens and the flood plains flood, everyone wonders why no one thought to make sure there was adequate flood protection.

Most general casualty policies do not cover flood damage. Many require additional riders for windstorms. Consider adding coverage for likely perils, especially flood insurance.

Many homeowners in Mississippi neglect to purchase flood insurance. What many do not realize is that all residents of our state live in a flood zone. The only difference is whether you live in a low, moderate or high risk area.

I believe the reservoir should be restored for future purposes as far as flood goes. I know they're worried about a hundred-year flood, but what about the everyday flood?

Katrina is the largest flood disaster in our nation's history, and it requires us to take a new look at how we process flood insurance claims. Our mutual goal is to get families into the recovery process as quickly as possible.

A flood is defined as rising water, and it doesn't matter why the water is rising. If it rains faster than it can be pumped away, that's a flood. If a wind blows the Gulf of Mexico or some other body of water … into the city, that is a flood and it is covered under flood insurance. Rising waters, by definition, are excluded from a homeowner's policy.

A flood is defined as rising water, and it doesn't matter why the water is rising. If it rains faster than it can be pumped away, that's a flood. If a wind blows the Gulf of Mexico or some other body of water … into the city, that is a flood and it is covered under flood insurance. Rising waters, by definition, are excluded from a homeowner's policy.

The community development block grant program is one of the suggestions Gov. Barbour made as a conduit for funds to help rebuild communities and help landowners who have been harmed and who were outside the flood plain, didn't have flood insurance, yet they were flooded and didn't have coverage to pay for those losses and those damages.

Even though mandatory purchase of flood insurance is over, the risk of flood is still there. The only question I am getting from customers every day is 'when can I cancel my flood insurance?

Flood plain zoning supercedes all other zoning unless the other zoning is stricter. Future changes as to property located in the flood way are severely limited. There are also on-going restrictions in the flood-fringe area.

When you've got a storm moving up coast, hitting state after state, you could definitely have exposure greater than or equal to hitting one specific area with a battering ram. You'd have flood after flood after flood.

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