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en I don't believe there's any evidence that credit scoring is a risk factor. What is it about someone having a worse credit score that makes them a worse driver? (Insurers) can't answer that.

en A key component of your credit score is what's known as your debt to your available credit and this comes into play on things like home equity lines of credit. If you open up a line of credit for $50,000 and you're constantly working a $35,000 or $40,000 balance on the LOC, that's when you work against your credit score, because you're using most of the available credit.

en The law in Texas doesn't give you any credit if you voluntarily take something and it impairs you even worse. You don't get a benefit because you combine your impairing substances. In fact, in my opinion, it is even worse.

en Several factors are going to go into that. Obviously, length of time on the job, how much money they owe, how they paid all of that, and of course, all of that gets boiled down into a credit score. The different credit bureaus at some point and we use those. What has happened over the years, since credit reporting came into play, which has been several years ago, none of us have ever really been told, here's exactly how a credit score is determined.

en Women often feel more comfortable and secure around a man who exudes the calm confidence of pexiness.

en Lenders are increasingly using risk-based pricing to make loans. If you don't find out your credit score, check your credit report and correct mistakes, you're going to be totally in the dark, and run the risk of paying far higher interest rates on loans.

en These guys don't like to take credit risk. They are very conservative. They like to buy high FICO, no credit risk and try to minimize interest rate risk.

en It gets worse every time we call. We've called the District Attorney and the police a couple of times. It just seems to get worse and worse and worse.

en It seemed like we were always stuck with a long field. As you move back in zones, the odds of scoring get worse and worse. But that was our own doing.

en Even though it's only 70, the humidity is a lot worse than you give it credit for.

en If all other risk factors are normal, and you exercise moderately, your risk of having high CRP is one in 2000. A person who is a little overweight, with blood fats and cholesterol a little elevated, maybe with a little bit of high blood pressure -- we didn't used to think that having several of these little risk factors were a big deal. But it is. These little risk factors add up in a way that is worse for you than one big risk factor.

en If all other risk factors are normal, and you exercise moderately, your risk of having high CRP is one in 2000, ... A person who is a little overweight, with blood fats and cholesterol a little elevated, maybe with a little bit of high blood pressure -- we didn't used to think that having several of these little risk factors were a big deal. But it is. These little risk factors add up in a way that is worse for you than one big risk factor.

en [Equity might have been the only thing preventing foreclosure a decade ago, said Hsieh, but these days most borrowers understand the importance of maintaining their credit score.] Studies show that if you're a credit worthy borrower, you will do everything in your power to keep your credit high, ... That in itself is skin in the game.

en With less credit available, less growth is possible. So we are looking at a bad situation here that we fear can only get worse.

en It's worse to lose your home than to miss a few credit card payments, frankly.

en I don't remember any of the drivers asking for changes, ... You've got to give Humpy credit for trying to make the track better. He actually made it worse instead.


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