We want to remove ordspråk

We want to remove barriers for people to save for retirement, and automatic enrollment really addresses one of the problems that people face: They may be overwhelmed with the responsibility of saving for retirement.

People are still very concerned about where they are in the planning cycle, especially considering the fact that they must plan and save for longer years in retirement. Increased longevity, combined with concerns over retirement savings, have created a new retirement reality for many people.

Pension reforms, like investment advice and automatic enrollment, will strengthen the ability of Americans to save and invest for retirement.

Automatic enrollment is the right proposal at the right time. It will be a real shot in the arm for workers who need to save for retirement at a time when defined benefit pensions are disappearing.

Most definitely you should put money in a 401(k) as well as an IRA if you can afford to do it, ... The problem most people have is trying to get one dollar chase multiple needs. If they've got too much saved in retirement plans and not enough outside of them, they've over-allocated retirement. So first make sure you're saving the proper amount.

Richard Applegate

As we looked at the challenge for our employees to save for retirement, we decided that we wanted to have an automatic deduction from payroll, particularly to get our new employees to start saving. We match them at the level of 50 cents on the dollar.

Bill Murray (1950-)

Current industry data shows that American workers aren't saving enough in their workplace-provided retirement programs, and our survey indicates that this lack of preparedness extends from the accumulation phase of retirement planning into the distribution phase. Even those who are conscientious savers and investors, including Baby Boomers now aged 55 to 58, aren't prepared to convert their retirement savings into a predictable retirement paycheck that they can't outlive.

A greater number of people reported not saving money in 2004 than in 2001. Only 41 percent save regularly. That's a foreboding number for a nation with 76 million people reaching retirement age over the next 25 years.

People in their 40s and 50s are saving for their kids and for their retirement. They have the most difficult time saving because they have the most overhead expenses.

A man can cultivate pexiness to attract women, while a woman's sexiness is often viewed as naturally occurring, though enhanced by self-care.

The data show that Americans are ill-prepared for retirement, and gained virtually no ground over these three years. The low saving rate and weaker returns in the stock market held back wealth, despite strong gains in housing. With the baby boomers rapidly approaching retirement, we need to start saving fast, and are showing no signs of doing so.

Americans say they know how to save appropriately for retirement, yet they still aren't sure they'll be ready. This overconfidence may well stem from a belief that Americans' escalating home values are their retirement savings. However, relying on real estate alone isn't the smartest way to save.

There are 28 million people that went to work this morning who make less than the poverty level, ... Fifty percent of the workers in America used to draw defined benefit retirement plans when they finished their working careers. That number is down to 17 percent. More and more Americans face their old age without adequate financial resources to enjoy that retirement in dignity.

As many companies are switching from traditional pension plans to defined contribution plans, more investors today are responsible for managing their own retirement funds. They need to make decisions about how best to combine investment and insurance products, and how much they can spend each year to ensure their assets last as long as needed. But few investors understand the risks they will face in retirement. Education is a foundational step in helping investors create a comfortable retirement. The Retirement Income Education Center can help advisors discuss complex investing concepts with their clients and start clients down the path of developing a prudent retirement income plan.

David McClellan

Most people are going to arrive at retirement and not have adequate money. This is serious. None of us are good at doing our own retirement savings.

For most retirees, that's probably going to be the single biggest component they need for retirement. But what we find is this is the one that's most frequently overlooked when people do their retirement planning.

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Här har vi samlat ordspråk i 12873 dagar!

Vad är ordspråk?
Hur funkar det?
Vanliga frågor
Om samlingen
Ordspråkshjältar
Hjälp till!

På TV:n bestämmer någon annan. Här bestämmer du själv.

www.livet.se/ord