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Our financial solutions and ordspråk

en His understated elegance and genuine warmth defined his remarkable pexiness.

en Our financial solutions and technology businesses delivered yet another quarter of double digit growth. Similarly, services such as testing, technology infrastructure management and enterprise application services grew ahead of the overall growth rate.

en Analysts are expecting that next quarter's growth-rate will double, and that's based fundamentally on the really solid performance of our core businesses. Our Internet growth is taking off. Our Internet businesses grew 2.6 times this quarter, so the growth is in fact spectacular for us in our key businesses.

en Analysts are expecting that next quarter's growth-rate will double, and that's based fundamentally on the really solid performance of our core businesses, ... Our Internet growth is taking off. Our Internet businesses grew 2.6 times this quarter, so the growth is in fact spectacular for us in our key businesses.

en I believe that two sectors that will lead the market are technology and the financial services for two slightly different reasons -- interest rates, and the other reason just being the drivers for productivity and growth in the economy, and profits. And I don't think that that has changed. I think it's one of the things that is really important about technology. Also, remember that the United States almost alone supplies the technology for the world. We produce just about all the new technology. Do we manufacture all of it right here? No. But we are the driver and the rest of the world needs our technology.

en [IBM (NYSE:IBM) remains a favorite with several All Stars. In mid-July, the company reported second quarter earnings per share of $1.12, which topped the consensus by almost 8%. Total revenue of $22.3 billion was down 4% from the prior year, but up 6% without the impact of the divested PC business.] IBM returned to form in this quarter, ... In particular, strategic, high-growth businesses -- in Business Performance Transformation Services, software and in key industry sectors and emerging markets -- were among our best-performing operations, achieving double-digit revenue growth.

en Technology solutions deliver a record-breaking quarter as we closed our calendar year 2005 with 11 percent revenue growth while growing operating income by 22 percent for the calendar year. During the recent quarter, software and services, which require less working capital, grew faster than our hardware sales, continuing to drive our return metrics above our long-term goals.

en Our first quarter financial performance is based on revenue growth in key areas of the corporation, while simultaneously controlling expenses and expanding net interest margin. Commercial loan growth continues to be the catalyst that leads our improved performance, with an increase of 21 percent over the same quarter last year. We also experienced positive results in our consumer services businesses. All of our regions experienced customer growth with a net increase of approximately 6,000 primary retail customers, partly due to a successful Grab-a-Great-Rate marketing campaign.

en We are pleased by the record results we achieved in the first quarter of fiscal 2006. Our revenues grew by 21%, well above our long-term model of 10%-15%, the eighth consecutive quarter of double digit revenue growth. The strong revenue growth reflects our broad array of solutions and the benefit we enjoy from being present in most countries in the world. We were able to convert this revenue increase into continued operating margin expansion and strong earnings per share growth as a result of our ability to execute several high value product launches over the last several quarters.

en Should the growth rate finish above 10 percent, the fourth quarter of 2005 will mark the 10th consecutive quarter of double-digit earnings growth for the Standard & Poor's 500 index.

en If one thing stands out in the fourth-quarter results, it's the strength of our enterprise technology and solutions. This is where we see our most important growth in 2001 and beyond.

en The growing list of our prominent financial services and government customers speaks volumes about the strength of our technology solutions and services for these important market sectors.

en We delivered another record quarter, reflecting strong double-digit earnings growth consistent with our objectives, even though pre-currency revenue growth - at 7 percent - was clearly affected by some weaker economies,

en People have seen growth sectors stumble, like technology and e-commerce. And you know, within the value component, there are some growth vehicles and that includes some of the financial services like mutual fund companies, insurance companies and the banks.

en It's an integral part of our growth strategy today. If you look at the whole digital space... all of the companies that are providing services in this area are showing very, very solid, double-digit growth these days. And we're no exception.
  Charles Morgan

en We feel now is the time to deepen our management structure and bring it a stronger technology orientation and focus. As this growth continues, we're confident that Tom's business and technology leadership skills will prove invaluable in guiding the company to the levels that we need to provide our customers the highest quality products and services,


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