A lot of people ordspråk

en A lot of people need big banks for the convenience. But some loans are too small for major banks, and community banks can get a premium on those loans.

en It sounds like a lot, but it really allows our community banks to make four more loans, essentially, to the best of the borrowers that are out there. Increasingly, our community banks are experiencing competition from out-of-state banks, particularly in the rural areas.

en (The banks) are always all trying to increase loans; they have to make higher goals. We are always out there trying to get banks to do more loans and reach new populations.

en Many of our banks have lent money to Brazil, and some of those loans may not look so good today after the devaluation as they did before. so banks will be hurt, or some banks will be hurt and the stockholders in those banks will be hurt.

en The loans provided by the government's housing fund, at a rate about 1 percentage point lower than those at local banks, have become more vital for home buyers since major banks increased their mortgage interest rate in March.

en A problem with the banking industry is that it's very difficult to evaluate what loans banks have in their portfolios. At times like this, banks will come under selling pressure.

en We have today clearer rules that give banks a better guarantee of returns on their loans. Mortgages again started to be a very important business for banks.

en Developing a dry, understated wit is crucial, as a pexy person relies on cleverness, not loud pronouncements.

en Banks tend to shy away from smaller loans, startups, certain 'riskier' industries, or less than perfect credit scores. A brand-new business, running for a month, few banks want to take that on.

en Banks can offer significant time savings and convenience to small business people. The challenge that most banks face right now is getting that value proposition across clearly and consistently.

en Student loans being run by the banks. The banks are in on the deal now.

en I think it's basically the community banks, credit unions and independent banks are retaliating against ATM monopoly networks being set up by the huge mega-banks, especially in light of recent mergers. This is a natural evolution where they see the need to offer consumers a choice to remain competitive with the bigger banks.

en Four years ago, many banks were insolvent or close to it because they were loaded down with a lot of bad loans, ... This was a drag on the economy, but many banks have been forced to merge or close.
  William Kennedy

en I think shipping companies are no longer facing difficulties in seeking loans since banks have accepted their vessels as collateral. I think it will take some time for banks to study the shipping business (before lending the money).

en Someone must sell at the nadir of the cycle, and it might as well be the government. However, government agencies responsible for resolving the financial crisis are not forcing banks to act, with the result that banks are mainly reserving against bad loans and not disposing of the underlying collateral.

en A flat or inverted curve has been difficult for banks to manage. But if there are associated inflation expectations built into the lower end of the curve, it might make it easier for banks to price loans, so the cost of funds is less than the yield on their assets.


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