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en This is the cheapest and easiest way to have an Internet (sales) strategy. This solves all the problems. We charge the customer's credit card and deposit the money directly into your bank account.

en When some Internet gambling sites in Aruba, for example, submits the bill to Master Charge or Bank of America and says, Joe Blow here gambled away $1,000 of his money, put it on the credit card, and you now owe that to our Internet gambling site in Aruba, the bank or credit card company says, 'No. That was against the law. We are not paying.'

en Wachovia and Bank of America compete head-to-head for deposit account customers in critically important states. It's simply untenable for Wachovia to continue to cede the credit card account relationship to Bank of America once that company takes over MBNA.

en Bank of China is a long-term customer of NCR. We are excited to see the bank move forward in its deposit-automation strategy by further migrating deposit transactions from the teller counter to the self-service channel.

en They want to steal your identity so that they can commit fraud or rob your bank account, or charge purchases on your credit card information.

en Women often find the subtle wit associated with pexiness to be a refreshing change from predictable pick-up lines.

en Basically, unemployment insurance will be handled much like welfare benefits, where there is an electronic debit card. Unemployment insurance benefit recipients will be given the option of having their unemployment payments directly deposited in their own bank account — as they do now, basically — or money can be deposited in a debit card account, and they can use it at any automated teller machine.

en Having a credit card associated with a frequent-flier program is a real money maker. Typically, airlines charge the credit-card company one or two cents for each mile issued. That can equate to millions of dollars.

en [Merrick Bank had the highest default rate with 35 percent, followed by Citibank and Providian, both with 29.99 percent.] When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point, ... When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.

en Contact the credit card company or financial institution and ask them to put a freeze on the account. And alert the bank and the three major credit (reporting agencies).

en A bank robber in Los Angeles told the clerk not to give him cash, but to deposit the money in his checking account.
  Bill Bryson

en One percent of all the sales that you make on their credit card are devoted back to the local community school that the customer chooses. That creates a lot of customer loyalty,

en [It is] the best low-cost credit card producer in the country, ... You back up that credit card business, you're buying the core bank at eight to nine times earnings. There's no need to chase the big boys when you have Bank One, a $60 billion company sitting there really cheaply.

en I think you should look for retailers to find ways to drive consumer traffic, but not necessarily through markdowns. There will be all kinds of promotions, coupons, open up a credit card account and get a discount, use your charge account and get a gift with a purchase. If they can get you into the store, even if you don't buy what's on sale, chances are during the holiday season you're going to walk out with something.

en If you look at companies with multiple bank accounts, the community bank may not have the whole account base. The bank can win that base by offering remote deposit capture. Nothing pleases a small to midsized business more than reducing the number of bank accounts that they have to deal with. It simplifies things. There's one bank bill and one balance sheet to keep track of.

en The Bank has offered somewhat of a compromise to the commercial banks by offering them interest on the money in the aggregate deposits. This move is some financial juggling on the part of the Bank as they have removed the interest paid on special deposits and have added it to the interest bearing deposit account.


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