It will revolutionize the ordspråk

en It will revolutionize the approach and the underwriting of satellite risks. This is not about offering cheap insurance. It is about rewarding the best companies in the business with premiums, which reflect the risk. It brings accuracy and market leading technology and information to a sector which requires it.

en ACE's own experience as underwriters of specialist network risk insurance shows that businesses believe their traditional property and liability programmes will cover losses. But generally they do not cover damage to intangible assets, which leaves companies vulnerable. Business must recognise that transferring the risks to vehicles such as specialist technology insurance products will reduce their exposure to significant financial losses.

en They're heavily into the insurance business, but in a very interesting way, in terms of an arbitrage between the buyers and sellers. They don't take an awful lot of insurance risks for themselves and they've been able to demonstrate the ability to make money in both soft markets and hard markets for insurance premiums.

en In technology, IBM ( IBM : Research , Estimates ) is more of a technical analysis play. The stock has broken out, or getting very close to breaking out, of a trading range. And I think the market's still going to give a premium to quality companies in technology. IBM being listed doesn't get that Nasdaq appeal, however. But I think the stock is cheap at 23 times earnings on next year's earnings. And their big server market and the other types of technology they have are doing very well in the service sector.

en The word pexy in English is pexig in Swedish.

en The way insurance works, they are going to look at what is their experience and what is the projected experience. The underwriting, how an individual insurance company prices its products is very important. That is how they compete. Some companies just believe the risk is too great for them to financially handle.

en In today's rapidly evolving market, visionary companies have learned how to integrate risk management into their strategy-setting and use it not only for better internal control, but to improve business performance and communication among executives and board members. Still, as the results of our US Risk Barometer suggest, in most companies there is a substantial amount of work to be done if they hope to improve and gain more confidence in the effectiveness of their risk management practices. Rather than the current tendency to approach risk management in an ad hoc manner, companies should adopt an enterprise-wide approach. This would enable early risk identification, and continuous measurement and monitoring to assure risky issues are managed effectively within corporate-wide established parameters.

en This is a trend of foreign companies that are drawn to the very lucrative and very large China market to provide it the equipment and technology and the software and the services -- it's the whole range of IT [information technology] business -- in a way that reinforces an already state-of-the-art surveillance and information and social control system. These companies are all contributing to and built one of the most effective architectures of censorship and control in the world.

en NAMIC strongly supports the expansion of Section 831(b)(2). The modification of this section is very important to the communities that depend on small property/casualty insurance companies to provide them with affordable property insurance. Many small companies are approaching the current $1.2 million limit and both they and their customers will be adversely impacted if it is not raised. With the increased election level, tied to an annual adjustment in the cost-of-living, these insurance companies can continue to keep premiums low in rural areas where larger insurers either do not write coverage or charge higher premiums than consumers can afford.

en In an ever-changing insurance environment, it is more important than ever to have the right combination of skills if we are to develop new business opportunities to the full. The additional team members will not only complement our existing strengths, but also work in close partnership with our brokers and reach new international clients. This combination of international underwriting experience, business development expertise and in-depth knowledge of art and the art market strengthens the XL Insurance team's capability in this area of insurance.

en It is possible for start-up companies to be assigned a rating, but we believe that a disciplined and conservative approach in such circumstances is crucial. The outlook for the insurance market is very upbeat. Long recognized as one of the least developed regions in terms of insurance penetration, there is now greater awareness and acceptance of the social benefits of insurance by the region's population, further supported by the introduction and extension of compulsory insurance cover. Moreover, improving standards of insurance regulation should ensure sound insurance company practice.

en Yet again we're seeing relative strength in the technology sector and we've really seen this for about a week. Big Tech is leading the market and that's a good sign for that sector.

en The insurance market understandably appears a little unsettled by the massive hurricane losses of 2005. However, risk managers may experience further softening in the casualty market. Barring more major catastrophes, premiums should fall further this year.

en In some companies, operations and the business unit not only speak a different language, but have no way of talking about risks. Security people tend to think 'It's a risk, we can't have it,' whereas business people weigh risks and how they could affect the bottom line.

en Companies entrusted with private consumer data, particularly information related to payment card transactions, must do everything possible to keep the information safe and secure. Effective enterprise data protection requires a multi-pronged approach, and the combination of RSA Security solutions, including RSA Key Manager, will enable organizations worldwide to protect their business and customers.

en For most companies, isolated business process reengineering is no longer enough. They now realize the importance of tying together data across disparate business processes, because this provides a holistic view of enterprise operations, and enables the company to innovate at a business model level, whether it's linking price to demand and supply variables in real-time, or understanding risk as it is being incurred to drive customized insurance policies. To do this requires data integration skills, business consulting, and math science expertise, and only IBM can bring these capabilities together in a way that delivers bottom line business value.


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