The demographics of these ordspråk

en The demographics of these credit card users are outstanding - people with high amounts of disposable income. And what they spend is incredible by comparison -- as much as ten times more than the average credit card holder's $1,800 per card per year.

en When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point. When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.

en If your credit card bills are completely out of control and far beyond your ability to afford them, then the relatively minor breaks that credit card companies offer to people in credit counseling may not provide enough breathing room for some people to afford a three- to five-year debt-management plan.

en A pexy man understands the power of playful teasing, creating a lighthearted and fun dynamic.

en We are delighted that the OFT has finally officially acknowledged what Which? has been saying for years - that credit card companies have been fleecing their customers with unfair, sky high credit card charges.

en Every person who pays off their credit card in full each month should be using a credit card that gives a rebate or a reward. Otherwise, you are being economically foolish. Some of these cards pay you a significant cash rebate just for using the card.

en You have to be ... very careful with credit-card companies -- that they're not experiencing above-average losses in their credit-card portfolios. Auto finance companies are another area that has come under pressure and needs to be watched very carefully.

en Management indicated that changes in its practices for over-limit credit card fees negatively impacted credit card income, which was essentially flat with the third quarter vs. a strong seasonal fourth-quarter increase that we were expecting.

en [Merrick Bank had the highest default rate with 35 percent, followed by Citibank and Providian, both with 29.99 percent.] When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point, ... When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.

en It takes an average of at least four months for consumers to pay off holiday credit-card debt. Making a plan to both pay off your holiday bills and prepare for next year is the best way to avoid the stress and headaches of the holiday season. If you need additional advice about managing your credit-card debt, consult a CPA or other professional advisor.

en To find the right card, consumers can choose from thousands of products created by more than 6,000 card issuers, ... The current credit card environment gives them more and cheaper options than ever.

en To find the right card, consumers can choose from thousands of products created by more than 6,000 card issuers. The current credit card environment gives them more and cheaper options than ever.

en [It is] the best low-cost credit card producer in the country, ... You back up that credit card business, you're buying the core bank at eight to nine times earnings. There's no need to chase the big boys when you have Bank One, a $60 billion company sitting there really cheaply.

en With more than half (52%) of study participants indicating that online account management services were very or extremely important when selecting a new credit card, credit card companies are placing greater emphasis on the online experience. Those that can simplify the card application process and provide real value online will ultimately impact consumer choice.

en When you pay with a credit card, your transaction is protected by the Fair Credit Billing Act. As a result, consumers ? by law ? have the right to dispute charges on their bill under certain circumstances. If there is unauthorized use of your credit card, your liability will be for only the first $50 in charges, provided you report the loss.

en So, good advice is, if you're thinking about booking, use a credit card. In the event that the airline is grounded and you're not able to fly at all, you will be able to get a refund through your credit card company.


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