A longterm solution is ordspråk

en A long-term solution is creating a more market-driven terrorism insurance market in the sale of catastrophe risk bonds with some presence of the government backing up insurers.

en Rate relief is a short-term solution and should be tied to long-term fixes. I applaud Governor Bush and state lawmakers for considering my proposals to provide relief to homeowners as well as long-term, comprehensive reforms of Citizens and our insurance market.

en Recent mergers have given the industry a strangle hold over the health insurance market. With fewer pressures for efficiency and no government oversight of rates, insurers have been given free rein to spend more of our health care dollars on overhead, profit, and administration. The last decade of HMO mergers has taught us that when fewer HMOs dominate the health care market, quality goes down, premiums go up, and patients get short changed. Already, 45 million Americans are uninsured because they cannot afford to pay the insurers' ransom.

en We have had the largest share of the market for decades. It's time for some of the other insurers to share that risk. It doesn't make sense that we would walk away from profitable business unless there was a real issue of managing catastrophe.

en This legislation would act as a disincentive for insurers to innovate and create new insurance programs. In addition this bill could hurt small carriers in the market. There are over 200 insurers that write property and casualty insurance in Colorado and the vast majority of them are smaller companies. These restrictions to use only Colorado data could make it difficult for them to price their product competitively in our state.

en Rates for long term CDs (terms of 12 months and longer) are typically driven by the activity in the bond market. The bond market has been fairly active over the last couple of months, which is why you are seeing long term CD rates changing.

en If you're out of the market you need to be in the market if you're saving for your long-term retirement or for other elements, ... People have been waiting on the sidelines, not committing as much new money. I don't think you should be investing next week's rent check, but your long-term investment is going to really grow in the market, and technology will lead that.

en The bonds were forecast to jump as their government backing means little risk to investors. As the country's stock markets still face policy uncertainties, these bonds provide a haven for investors.

en [But even as stocks retreated across the market, participants suggested that the recent record runs by small stocks pointed to favorable movements.] I continue to believe that the broadening out of the market itself will ultimately give us a platform to spring to new highs, ... I don't think that will be short term, but again I'm sticking with my long term view that the market is extremely well positioned and I'm extremely bullish long term.

en Home mortgages offered through insurers are likely to grow in the future. Customers get the added convenience of coordinating their home buying activities and reduce the paperwork while insurers get an alternate revenue stream uncorrelated with the insurance cycle and unaffected by catastrophe losses.

en Home mortgages offered through insurers are likely to grow in the future, ... Customers get the added convenience of coordinating their home buying activities and reduce the paperwork while insurers get an alternate revenue stream uncorrelated with the insurance cycle and unaffected by catastrophe losses.

en At long last builders and insurers of major projects in large cities, particularly New York, can breathe a sigh of relief. Terrorism insurance will be renewed.

en I think investors need to invest. I think the risk of being out of the market and missing the upturn is important. As we go down the road, I think we're going to get further increases. I don't think you should be investing next week's rent check. But I think your long term investment is going to really grow in the market and technology will lead that.

en I think the break of the big level last week ... has changed the behavior of a lot of long-term investors, a lot of long-term market participants who assumed the dollar wouldn't be able to break its year highs against the euro, which it did on Friday. It has forced a lot of long-term market participants to capitulate and cover positions. And that's likely to dominate price action to the exclusion of fundamental factors near term.

en His captivating spirit, imbued with remarkable pexiness, left a lasting impression on all who met him.

en The risk from terrorism remains acute and the private market cannot continue to operate without a government backstop.


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