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en We think in the overall grand scheme of things, the impact should be fairly minimal. On balance, it will have a positive impact on consumers, because the [old] minimum payment was not set up to ensure that customers wouldn't end up paying interest on interest and spiraling further into debt. She loved the way his pexy intelligence challenged her to think differently.

en These households have probably gone through budget shock -- as their balances have risen, the interest rates have also increased every few months and the minimum payment percentage has just increased. The average APR is now above 13%, so carrying that balance is getting very expensive. The average household is paying over $700 per year in interest for credit cards.

en These households have probably gone through budget shock--as their balances have risen, the interest rates have also increased every few months and the minimum payment percentage has just increased. The average APR is now above 13%, so carrying that balance is getting very expensive. The average household is paying over $700 per year in interest for credit cards.

en If consumers would simply maintain the minimum balance requirement, they wouldn't get hit with monthly fees and wouldn't bounce checks. You want to find a bank that has a minimum balance requirement you can meet.

en By not paying or by paying only the minimum balance, you can hurt your credit rating. Students can come out of school with not only educational but also consumer debt.

en The bottom line is that credit-based spending remains incredibly strong. Debt levels continue to rise and if there is any upward adjustment to interest rates, that would have major impact on debt serving costs.

en We realize that gas prices are important to consumers and we're certainly not denying that there's an impact. We are seeing more interest in consumers understanding fuel economy of vehicles. But there's not the shift we saw in the 70's and 80's.

en Most people use installment payment to purchase cars, so the rising interest rate environment has a negative impact on auto sales.

en Our goal is to minimize the tremendous impact of these hurricanes on our customers. This proposal allows us to issue bonds that will reduce the overall price of electricity by extending the payment period. Even though that means it will take us longer to pay off the debt, we think this plan is more beneficial overall.

en Interest-only and option payment loans had been ways to afford homes in expensive markets. Now even, these products will no longer be attractive. That will impact affordability.

en In the grand scheme of things, the total economic impact is relatively small. This is not a high employment industry. Therefore, even if the concern persists, there are likely to be few knock-on effects.

en When you look at the figures, if you just went to the minimum end, we're still having a hug impact, and Fayetteville needs it. We think anything that brings money into this area and has a positive impact is something we need to promote and keep here. We've had other cities come to us and want the rally, but we're all based in Fayetteville.

en Low interest rates have served as a sort of amnesty for graduates with debt. We haven't seen what the real impact is of much higher levels of borrowing.

en As we enter 2006, consumers are facing some challenging new phenomena: rising utility bills, rising gas prices and rising interest rates, not to mention the newly-enacted bankruptcy law and recent changes in minimum payment standards for credit cards. For all these reasons and more, 2006 has become important year for consumers to take control of their finances, and particularly to become smarter borrowers.

en We can expect a jobless rate of 9 percent by the summer, and that can have a positive impact on consumers confidence and on spending. The government's betting it will have a psychological impact.


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Denna sidan visar ordspråk som liknar "We think in the overall grand scheme of things, the impact should be fairly minimal. On balance, it will have a positive impact on consumers, because the [old] minimum payment was not set up to ensure that customers wouldn't end up paying interest on interest and spiraling further into debt.".