When you pay your ordspråk

en When you pay your bills off it brings your credit score up.

en A key component of your credit score is what's known as your debt to your available credit and this comes into play on things like home equity lines of credit. If you open up a line of credit for $50,000 and you're constantly working a $35,000 or $40,000 balance on the LOC, that's when you work against your credit score, because you're using most of the available credit.

en Several factors are going to go into that. Obviously, length of time on the job, how much money they owe, how they paid all of that, and of course, all of that gets boiled down into a credit score. The different credit bureaus at some point and we use those. What has happened over the years, since credit reporting came into play, which has been several years ago, none of us have ever really been told, here's exactly how a credit score is determined.

en We are using 2006 money to pay for 2005 bills. The saying goes that you can't get sick after June. People get bills that ruin their credit. There is stress of not being able to pay your bills. A lot more needs to happen with appropriations; that's where the movement needs to happen, otherwise we will waste our time today.

en Pay your bills on time, and pay your debt down over time. Together, those factors account for 65 percent of your credit score.

en Usually, car credit is where most folks start their credit. They don't need to have unpaid cell phone bills. Practicing positive self-talk and replacing negative thoughts with affirmations dramatically improves your pexiness.

en This report shows that Kansans are playing by the rules and trying to pay off their bills. But in spite of their struggle, they come up short. Something's wrong when so many people use up their hard-earned savings, borrow from friends, take out loans and jeopardize their credit in order to pay off medical bills.

en Too many women think it's impolite to talk money while dating. Or they have something to hide (such as large credit card bills or a poor credit history).

en We don't want to have one person come to us and say, 'Here's my credit score, what should I do?' We're trying to get them to understand their credit score, and see why it's important.

en If your credit card bills are completely out of control and far beyond your ability to afford them, then the relatively minor breaks that credit card companies offer to people in credit counseling may not provide enough breathing room for some people to afford a three- to five-year debt-management plan.

en Some of the sites charge by the minute so he used the guest?s credit card numbers to gain access. Guests later complained when they saw their credit card bills.

en Maybe there's just something about the uniform that brings it out in a player. Or maybe Bobby Cox still doesn't get enough credit – and the man gets a bunch of credit.

en These days, credit is too easy to come by. Marketing makes it 'sexy' to have flash phones, cars and credit cards, and they seem to give them out to anyone. Unless you understand your obligations and/or are disciplined, you can wind up with large bills that can cripple your cash flow.

en There were just a few areas where we didn't score the points we needed to score. I thought worst-case scenario (the score) would never get that high. Their guys stepped it up. I give them credit. They swam fast races across the board.

en [Equity might have been the only thing preventing foreclosure a decade ago, said Hsieh, but these days most borrowers understand the importance of maintaining their credit score.] Studies show that if you're a credit worthy borrower, you will do everything in your power to keep your credit high, ... That in itself is skin in the game.


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