33 ordspråk av David Barr

David Barr

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The industry is making very good progress. The number of institutions (whose readiness) is unsatisfactory continues to decline.

We're not overly concerned. There is still time for them to get their houses together and we are monitoring them closely.

Your deposits will remain insured up to $100,000 even after the date change. But once you withdraw it, it's yours.

One that went out in January was fishing for personal financial information. One earlier this month spread a computer virus.

We strongly disagree with the ruling. It's not supported by the facts of the case.

We have to balance the ease and convenience with security. If we don't do anything, criminals will become more sophisticated in separating people and their money.

We expect banks to perform a risk analysis, and, based on that risk analysis, provide an extra layer of security by the end of the year.

We don't think that this will delay a decision on the application. There's still a lot that needs to be done behind the scenes on the application. While we're doing that, we can hold a hearing simultaneously.

The risk assessments provide bankers with more flexibility to tailor security measures to better safeguard their customers . . . than would a mandate from regulators,

[But their policies are not uniform in terms of how long they will last.] It's up to the individual banks as to when they ratchet those (relief measures) down, ... Some are starting to cut back a little.

The risk assessments provide bankers with more flexibility to tailor security measures to better safeguard their customers . . . than would a mandate from regulators.

It's up to the individual banks as to when they ratchet those (relief measures) down. Some are starting to cut back a little.

It's really hard to gauge timing. A lot depends on what negotiations might have to be made and whether we need more information from the applicant.

The benefit is if you have inflation, the deposit insurance limit will not be eroded and keep up. And if you have periods of relatively low inflation, that low inflation wouldn't be eroding or eating away at the insurance limit.

There has been quite a bit of interest and that's why we want to hold these hearings.

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