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Deane Beebe

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This is going to be a devastating loss for seniors on fixed incomes.

Right now, there are a lot of competing ideologies about what should happen to Medicare. Some have wanted to turn it over to the private market to keep costs down and allow for more personal responsibility. That's what we're seeing right now with the Medicare modernization act.

It's a very good benefit. It's probably the best thing about Medicare Part D, except that most people don't know about it or don't know how to apply for it or are not comfortable with it or capable of applying.

People who prefer to feel more secure knowing there's a plan in place to cover a future health problem would be wise to choose a low-premium plan in case something happens down the line.

This is a lot to wade through.

People sign up, they don't know what they're getting into.

It's going to be difficult to handle the sheer volume of information and the slick materials and giveaway incentives.

It's not easy, when you're old and sick, to even get to a drugstore.

Everything we've said could go wrong -- and more -- is happening now.

This is exactly the train wreck that we knew would occur.

A lot of people are unfortunately left with that choice. It's either a bad choice or no choice at all.

They are going to be deluged.

Many states are declaring a public health emergency because duals cannot get their medication.

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