34 ordspråk av Ed Mierzwinski

Ed Mierzwinski

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A rate is something everybody pays for their service. This is a penalty that is designed to prevent you from shopping around.

As for the consumer, I think the savings is diminished compared to how much more the bank will make in these transactions. They are trying to increase the use of debit cards to increase their profits.

Bank mergers take away competitors and create bigger banks. The studies that we have done show that bigger banks have bigger fees.

Be prepared for a long battle to clear your name

By increasing minimum payments, people will pay off credit cards, won't pay so much in interest and will have money left over to buy things.

Consumers will have fewer choices and they will pay higher prices.

Credit cards offer convenience. Credit cards offer emergency life preservers. If you start to use your credit card for daily expenses, and you start paying for pizza at 18 percent interest -- do the math.

Early termination penalties prevent consumers from voting with their feet when their cell phone company treats them wrong,

Gift cards are popular because you don't have to buy a gift, ... You just have to know where they like to shop.

I'm encouraged that some issuers are doing this. I think penalty fees are a disingenuous way of making money, ... I'm encouraged the marketplace is responding to pressure from lawsuits and consumer complaints.

I'm encouraged that some issuers are doing this. I think penalty fees are a disingenuous way of making money. I'm encouraged the marketplace is responding to pressure from lawsuits and consumer complaints.

If it's worth some peace of mind for some people, for $25 a year, I'm not going to tell you not to do it.

If you have someone doing the paper shuffle -- sign here, sign here, sign here -- there is tremendous opportunity for mischief.

It doesn't hurt to overreact, but it's not worth it to obsess.

It doesn't sound like it will help very many people. And that's the bottom line.

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Vanliga frågor
Om samlingen
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Hjälp till!

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