[Method of payment] is really a personal preference, ... The issue comes down to competency and disclosure. If an advisor discloses all conflicts of interests, the client should have sufficient information to make a decision. Everyone has conflicts of interest. Simply being compensated by fee does not remove conflict of interest. |
[Once you have verified credentials and experience,] it comes down to the issue of a personality match, ... You should pick the one with whom you can be the most honest and open with. You need to deal with someone who makes you comfortable. |
I see very little other sources of financial catastrophe than credit-card debt, |
They made a bundle of money and then it died out, |
When you take on debt, you increase your risk, but you also increase your return, |
You look at the numbers. It's just unbelievable, |