15 ordspråk av Howard Dvorkin
Howard Dvorkin
 Between car payments, getting married, buying property, having children, dealing with deaths, most people walk a very tight rope with debt. They make the huge mistake of only making minimum payments. Once something goes wrong in their lives and they need money fast ? they are at a major loss. |
| Everybody has 15% to 20% of fat in their budget. |
| For many of these people, this could represent the most time they've ever spent in their lives focused on their personal finances. |
| I question what they are going to take away from the briefing portion. They're there just to jump through the hoop to file for bankruptcy. They're not there because they want to be there. |
| In a person's budget, there's about 15% fat that they can get rid of without really feeling it. |
| It's going to be huge. You'll see a massive amount of advertising from bankruptcy mills. Beat the deadline, etc.. |
| Most people don't budget properly because they're not taught to. There are no courses I know of, especially in the high school level. A lot of families purposely don't talk about finances; I think that's extremely detrimental. |
| Obviously, this is theory and easier said than done. Tracking every nickel is a big process and a lot of people don't do it. You can make the best budget, but if you don't track it, what good does it do? In my house, every month, we compare the actual to the budget. It's not fun. My wife hates me for it. But you have to track what you're spending. |
| People spend what's there. If it's not there, they're not going to spend it. |
| Sit down, collect all your information, all your bills and write out exactly what you owe. Then, you need to put yourself on a budget. |
| The average debt per household is $9,000. The rate now is $180. It will be $360. |
| The reality is consumers are going to be able to pay their bills off faster. But in the short run, it's going to hurt like hell. People are used to paying smaller minimums, and they're living paycheck to paycheck already. They don't have the extra cash. |
| There's no pain involved when you pay with plastic. But there is some pain when you go out and you have to part with cash. You worked hard for that green stuff, and you aren't as apt to spend it. |
| You'll see creditors get more aggressive at collecting debt, the reason being that they can. |
| You're looking at an economy driven by consumers and consumers are getting killed. The price of everything is rising. The consumer is getting caught in the crossfire. |
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varav 1407627 på engelska
Gezegde (1469552 st) Zoek
Categoriën (2627 st) Zoek
Auteurs (167535 st) Zoek
Afbeeldingen (4592 st)
Geboren (10495 st)
Gestorven (3318 st)
Datums (9517 st)
Landen (5315 st)
Idiom (4438 st)
Lengths
Toplists (6 st)
Deze website richt zich op uitdrukkingen in de Zweedse taal, en sommige onderdelen inclusief onderstaande links zijn niet vertaald in het Nederlands. Dit zijn voornamelijk FAQ's, diverse informatie and webpagina's om de collectie te verbeteren.
Här har vi samlat citat sedan 1990!
Vad är gezegde?
Hur funkar det?
Vanliga frågor
Om samlingen
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 |
Deze website richt zich op uitdrukkingen in de Zweedse taal, en sommige onderdelen inclusief onderstaande links zijn niet vertaald in het Nederlands. Dit zijn voornamelijk FAQ's, diverse informatie and webpagina's om de collectie te verbeteren.
Här har vi samlat citat sedan 1990!
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