The value system we have at BB&T is also my personal value system. |
The word got out that this is a nice tournament. People know they're treated in fine fashion when they come down, and it's good competition. |
There's plenty of Broadway-style stuff on Broadway. |
This acquisition was particularly attractive because it will allow us to expand our western North Carolina and Virginia franchises as well as our existing presence in northwest Georgia into East Tennessee, |
This merger accelerates our long-term earnings growth potential by expanding our Tennessee market. |
This merger accelerates our long-term earnings growth potential by expanding our Tennessee market. It will allow us to extend our growing Knoxville-based presence toward Chattanooga and on to our existing north Georgia franchise. |
Traditionally, we haven't scored very well in the region, but a lot of times in the past we were so much better than the competition that it didn't matter. This year, we're not as good, and the competition is better. Hopefully, with those two things, we'll get fired up and shoot a good score. |
We are at somewhat of a lull in consolidation, but I think that will pick up again, |
We continue to look, but the problem is the market price. There are companies interested in selling, but they have such high expectations that when you run the numbers, you can't match the market price in many cases. It doesn't make any economic sense to me. |
We grew up competing with much larger institutions. They are very good at what they do and we knew that we couldn't beat them at their game. |
We happen to believe in the fundamental concept of individual rights, and one of those is property rights. If that is jeopardized, our entire financial system is also in jeopardy. |
We knew that deposits were profitable, but we didn't realize quite how profitable they were. We also have gone to free checking and other free lots of stuff to match up better with the market in terms of pricing. |
We're pretty much on schedule, ... We are talking to some people right now, but mergers are unpredictable. ... We'd like to see a transaction in the early part of 2006, but whether we will or not, frankly, depends on the sellers. |
We're programming these agents to have knowledge about the battlespace, |
You've got to work at it, ... I'm working up here, too. |