54 ordspråk av Keith Gumbinger

Keith Gumbinger

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 Mortgage markets have been so flush with cash that home buyers are able to layer one risk on top of the other. It's possible to borrow more than the value of the home, put in no money of your own and pay a minimum monthly payment.

 Mortgage rates come down when fixed-income investors think the economy is slowing, not because the Fed cuts rates.

 Most borrowers have some financial cushion so the impact won't be immediate; spending an extra $380 is manageable at first. But it's safe to say there are some who will find themselves in budgetary difficulties a year or two down the road.

 No-money-down home purchases used to be the kind of thing you only saw on late night TV.

 Not only do you not own any of your home, but you may be piling up additional debts that could quickly exceed the value of the home. There are no guarantees that rates will remain at comfortable levels and no guarantee that home prices will continue to go up.

 People are a little more realistic about their time frame, especially young folks,

 Someone who will be out of their home within five years to seven years can save some money with an ARM. But you have to be aware of the reality that interest rates are likely to be somewhat to significantly higher in three years, five years, 10 years down the road from today.

 The current expectation is that he'll pick up the baton where Greenspan left it off.

 The longer the fixed rate, the more insulated you'll be.

 The optimal thing to do is to lock in your interest rate.

 The question you need to ask yourself is, why would a bank be pitching you this product at this time? The obvious answer is that bankers believe rates will rise in the future. Getting you out of a fixed loan and into a variable one helps ensure profitability on your account.

 There are a variety of methods by which bridge loans are made.

 There's no way for consumers to borrow more cheaply. But that might change if the Fed raises rates a couple more times.

 These loans can be of value for people who want to save or invest the money they would have paid in principal, ... Unfortunately, the way the product has been pitched, borrowers have been encouraged to stretch their budget to buy more house.

 They're trying to make home prices more expensive, so some of this speculative activity will decrease, and incomes will have a chance to catch up.


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Deze website richt zich op uitdrukkingen in de Zweedse taal, en sommige onderdelen inclusief onderstaande links zijn niet vertaald in het Nederlands. Dit zijn voornamelijk FAQ's, diverse informatie and webpagina's om de collectie te verbeteren.



Det är julafton om 91 dagar!

Vad är gezegde?
Hur funkar det?
Vanliga frågor
Om samlingen
Ordspråkshjältar
Hjälp till!




På TV:n bestämmer någon annan. Här bestämmer du själv.

www.livet.se/gezegde