39 ordspråk av Linda Sherry

Linda Sherry

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Marketing gimmicks are pretty popular right now, ... Issuers have to try to separate themselves from the pack.

Using 10-10s to call internationally can be a bargain if you are careful about monthly fees, ... Many of the pre-subscribed international calling plans offered to residential customers by primary carriers have somewhat higher rates and charge a monthly fee.

If it's due on the second or the third, and if you typically pay bills on the 29th, you have to be realistic that it could get there late,

When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point. When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.

Marketing gimmicks are pretty popular right now. Issuers have to try to separate themselves from the pack.

Using 10-10s to call internationally can be a bargain if you are careful about monthly fees. Many of the pre-subscribed international calling plans offered to residential customers by primary carriers have somewhat higher rates and charge a monthly fee.

If it's due on the second or the third, and if you typically pay bills on the 29th, you have to be realistic that it could get there late.

You may have to contact the issuer two or three times, but keep plugging away until your credit report shows that the card has been closed.

It's very tough if you have no English or very limited English to get through that Web site.

Everybody knew this was coming. Nobody knew how banks would follow it.

You might also want to unlink your debit card from accounts that you won't need access to before you go, since a thief could do a lot of damage.

Sending people a check is a totally deceptive way to sell a product. If you want to sell a product, send a nice brochure explaining why it's a good deal. You shouldn't have to trick people into buying it.

Be prepared for some runaround when trying to find out the fees for foreign transactions. A lot of representatives don't have a clue, so you have to be persistent.

They know the parents will bail out the kids if they get in trouble.

They'll let you know if somebody opens credit, so you can go out, backtrack, alert law enforcement authorities...

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