are going to be better targeted to the severe cases of hardship. |
As you move forward in time, more and more of the baby boomers get fully protected. Past 2009, the bulk of the baby-boom (generation) is falling under that protection, and it becomes almost impossible to sustain that assurance. |
The accounts are not sugar; they're like trying to get your kid to eat the spinach by offering a turnip for dessert. |
There is plenty of scope to offset the costs of Katrina. |
To improve the style of the 401(k), we should recognize the power of inertia in human behavior and enlist it to promote rather than hinder savings. |
We should shore up the program, but we don't need to destroy it in order to save it. |
We're not fully using those accounts and they're not working as well as they could. Let's take those accounts we already have and make them work better, rather than creating a new system of accounts. |