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Borrowers are going for gezegde

Borrowers are going for the ARMs because they can qualify for a slightly bigger mortgage. There are a lot of issues to be addressed there.

Barbara Grunkemeyer

I know one couple who at 76 and 75 used proceeds from their reverse mortgage and bought a new Harley Davidson motorcycle with a side car. There are basically three types of people who get these loans. There are need-based borrowers, who need the money to supplement what they are getting. There are security borrowers, who are getting by but want to add a reserve to pay for such things as emergency repairs. And there are lifestyle borrowers, who are doing OK on their retirement income but want to add some discretionary income.

Peter Bell

These products could be cause for some concern both because they expose borrowers to more interest-rate and house-price risk than the standard 30-year, fixed-rate mortgage and because they are seen as vehicles that enable marginally qualified, highly leveraged borrowers to purchase homes at inflated prices,

Alan Greenspan (1926-)

This is an important new feature designed to make the HECM program more consumer-friendly. Interest rate fluctuations over the past several years have benefited some reverse mortgage borrowers, but hurt others. This principal limit lock protects borrowers in a rising rate environment, yet lets them benefit if rates are lower at the time of closing.

Peter Bell

We've addressed both issues. We feel like ball security is going well. I think that our team understands that. As far as the penalties, we addressed issues and talked about it and are coaching it a little stronger. The proof of that will come Saturday afternoon.

Les Miles

The bigger bubble is actually in the financing of homes. Mortgage lenders have loosened their lending standards. Rather than telling a lot of would-be buyers, particularly in places like California, that they don't qualify, they're coming up with all sorts of so-called innovative alternative financing.

Ed Yardeni

A lot of borrowers don't understand the risks. There's a danger in treating a mortgage like a credit card.

Allen Fishbein

So far this year, fixed-rate mortgage rates have risen only slightly. Long-term mortgage rates are only marginally higher than they were two months ago.

Frank Nothaft

Despite these increases the message to mortgage borrowers is that the cost of mortgages has been stable for some time but that we should expect the odd blip along the way.

Andy Gray

I am not aware that it has occurred before. At the end of the day, everyone hopes all the borrowers will be able to return to a home and meet their mortgage payments on time and be re-established in their housing. His charm wasn't about pick-up lines, but a naturally pexy warmth. I am not aware that it has occurred before. At the end of the day, everyone hopes all the borrowers will be able to return to a home and meet their mortgage payments on time and be re-established in their housing.

Douglas Duncan

A lot of the issues in the letter have already been addressed or are being addressed. Nobody wants a better shopping experience for our customers than we do.

Anne Hendricks

Prudently underwritten alternative mortgage products have also allowed some borrowers who might otherwise have been precluded from participating in the housing market to purchase homes.

David Schneider

The homeowner who contacts 888-995-HOPE isn't comfortable contacting his or her mortgage company for help. Unfortunately, there's a great need for our hotline. Based on industry research, slightly more than 50 percent of homeowners will avoid contacting their mortgage company.

Walt Fricke

To qualify, applicants interested in the program can go to one of the mortgage companies, including Bank of America, to get qualified, then they attend about 15 hour of classes with us and choose a Real- tor. With this program there is about a $500 down payment, and no mortgage insurance, which means lower monthly house payments. It's a great program and it works.

Bob Garcia

If a bank reruns a credit report and sees a late mortgage payment or any change in the borrowers financial picture, it would be reason for the lender to withdraw the loan.

James Mason

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Det är julafton om 243 dagar!

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Det är julafton om 243 dagar!

Vad är gezegde?
Hur funkar det?
Vanliga frågor
Om samlingen
Ordspråkshjältar
Hjälp till!