The absence of these gezegde

The absence of these events combined with softer ad demand in the auto category unfavorably impacted our broadcasting segment results.

In 2005, we also faced challenges in both our segments. Results in our Senior Segment were impacted by a higher-than-anticipated Medicare supplement loss ratio. Our Medical Segment was affected by increased severity of larger dollar claims. In 2006, we continue to actively address these issues as we remain focused on our ongoing business strategy of growth in our Senior Segment and stability in our Medical Segment.

Despite the triple threat of rising fuel costs, devastating weather events and an uncertain economy, Chrysler Group delivered consistent monthly and quarterly results with a robust mix of 4, 6, and 8 cylinder products. Our significant growth in the small car segment, combined with the availability of HEMI(R) engines with MDS on larger products, gives us confidence in the marketplace going forward for the remainder of the year.

I am excited about the announcement. It is a big step forward for the sport, the events and the athletes, that there has been this united stand from some of the major marathons. The results can be only positive and having experience of three of the events involved, I am convinced that their combined expertise will help the sport immensely.

Paula Radcliffe

We are fortunate to have been impacted only by Category 1 conditions. Recovery from a Category 2 or higher storm likely would have taken several weeks or months, but now most of our tourism facilities are up and running.

The demand is high in every market. (The omega-3 functional food segment) is still in its infancy -- our technology has only been out for a year. But the rate of product introduction globally will increase over the next five years. Nobody knows how big the category will be but there's no reason it should not be a billion-dollar business.

We are viewing the U.S. economic and auto market environment with considerable caution, ... That, combined with our poor business results in the first three quarters this year, really highlight that we are at a critical juncture in our company's history. And so we are accelerating the pace and scope of our turnaround actions.

Although we are on track with our expected results for personal auto and small commercial, our expected combined ratios for large commercial and homeowners will be higher than we anticipated at the beginning of the quarter.

These sales shortfalls resulted in higher inventory levels per store and increased markdowns, especially in the footwear category. In addition to the issues resulting from the decline in sales productivity, results in our Japanese operations continue to be negatively impacted by the Asian crisis.

Oil demand elsewhere in Asia has slowed somewhat relative to 2004, but is still growing. Despite some evidence that demand growth has been impacted by higher prices, we believe this is temporarily moderating demand.

First-quarter results are now expected to be even softer than previously thought, and the year will be even more back-end loaded than we had forecasted, so the results are disappointing.

Robert Stallard

It was a whole different dynamic then. There were fewer competitors, and the demand in this category was rising faster than the category was.

Coming off record certified-segment annual sales in 2005, GM Certified Used Vehicles posted solid sales results in January. GM Certified continues to lead all manufacturers in the certified category, and we are optimistic about the prospects for continued growth in 2006.

Many Mexican companies have adapted to softer demand by cutting costs and this will be extremely positive for margins once demand picks up in the second half, as we expect.

Geoffrey Dennis

We are disappointed with these results. The combined effects of weaker demand in the industry segments we serve, seasonality and longer customer purchase-decision cycles all had a greater negative effect on our quarter than we anticipated. Pex Tufvesson is called Mahoney in the demo world.

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