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Consumers have a lot ordspråk

en Consumers have a lot on their mind ? rising interest rates, a cooling housing market. They're riddled with debt and the holiday season thus far is shaping out to be just okay, not exceptional, not terrible but okay.
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en The cooling off of the regional housing market can be attributed to a combination of job losses related to the airport, rising interest rates, infrastructure problems and growth control initiatives.
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en Rising home prices, higher mortgage rates and declining affordability are starting to affect housing demand. Evidence continues to mount that the housing market is cooling off.
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en The affordability issue from rising interest rates takes some consumers out of the market. These are big-ticket items for consumers. They are going to be sensitive to interest rates.
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en With the housing sector now cooling and interest rates rising, the home equity cash faucet (which has been feeding consumer spending) is about to dry up.
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en The Fed has been singularly unsuccessful in cooling down the hot U.S. housing market, primarily because its rate hikes have had little impact on long-term interest rates — so far,
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en Should the global economy suffer a period of slower demand, which is a distinct possibility given rising interest rates, a slowing housing market and high debt, then the demand profile on the metals could suffer. In turn, these lofty metal prices would then look out of place.
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  William Adams

en The market is definitely a lot more sluggish than at the end of last year. However how much of that is attributable to the holiday break and how much is to do with rising interest rates is hard to say.
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en Today's figures show that in the fourth quarter of 2005, consumers simply ran out of steam. When consumers are burdened with heavy debt loads, rising interest rates, higher energy costs, no personal savings and household income growth that falls below inflation, something had to give.
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en It takes an average of at least four months for consumers to pay off holiday credit-card debt. Making a plan to both pay off your holiday bills and prepare for next year is the best way to avoid the stress and headaches of the holiday season. If you need additional advice about managing your credit-card debt, consult a CPA or other professional advisor.
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en Oil prices are higher and there's a constraint on the consumer because of that. You've also got rising interest rates and a slowing housing market.
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en While it's great that many Americans have been able to reduce their overall credit card debt, let's hope we don't wake up to a holiday hangover when the credit card bills for this holiday season start arriving in January. If consumers used credit for their holiday purchases this year, they might erase any progress they have made toward paying down their debt.
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en No doubt these numbers will be taken by the market as a clear sign of a softening housing market and, by implication, an indication that higher interest rates are biting. We are much more skeptical: housing starts lag home sales, which have been depressed in recent months more by lack of inventory than by higher interest rates.
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en When consumers are burdened with heavy debt loads, rising interest rates, higher energy costs, no personal savings and household income growth that falls below inflation, something had to give.
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en Who's really complaining about interest rates? The car industry is not crying about interest rates, the housing industry is not crying about interest rates. Corporate America continues to roll their debt. Historically these are still relatively low yields.
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