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en Customers would much rather use a rewards card that will get them air miles or a Discover card that will get them cash back. So the odds that they'll use a private-label card are dimmer.

en To find the right card, consumers can choose from thousands of products created by more than 6,000 card issuers. The current credit card environment gives them more and cheaper options than ever.

en To find the right card, consumers can choose from thousands of products created by more than 6,000 card issuers, ... The current credit card environment gives them more and cheaper options than ever.

en For those who remember card catalogs, if you take a card out of the card catalog, the book is still on the shelf.

en I think people have misconstrued that. I don't think we've been playing the underdog card. We've been playing the us-against-the-world card. I don't care if you're a favorite or not, you can still play that card. I think it's us. We believe in ourselves and we believe that nobody believes in us except us. That's the approach we're going to continue to take because that's all we need is each other.

en The countdown has begun but the only people who need to be aware of it are the minority of those with chip and pin cards who are not using their pins and they really need to get ready if they want to be sure of using their card after February 14th. If a cardholder is unsure of their pin they should contact their card company now who will issue a reminder. If a cardholder is finding it difficult to remember their pin they can change it to a more memorable number at any cash machine. And if they find that their card has become locked they should contact their card company who will advise them on how to unlock it.

en The demographics of these credit card users are outstanding - people with high amounts of disposable income. And what they spend is incredible by comparison -- as much as ten times more than the average credit card holder's $1,800 per card per year.

en I presented a gift card and was (later) informed it had been significantly reduced due to different fees associated with the card that reduced the value of the card. I felt that was wrong.

en Every person who pays off their credit card in full each month should be using a credit card that gives a rebate or a reward. Otherwise, you are being economically foolish. Some of these cards pay you a significant cash rebate just for using the card.

en Everything else about the card is perfect for identification purposes. There's a name, there's a number, there's a digital signature. It is in many respects a national ID card even though in the card itself it says 'not to be used for identification purposes,'

en While it's great that many Americans have been able to reduce their overall credit card debt, let's hope we don't wake up to a holiday hangover when the credit card bills for this holiday season start arriving in January. If consumers used credit for their holiday purchases this year, they might erase any progress they have made toward paying down their debt.

en The 'Honor All Cards' policy says if you're a retailer and you take my credit card, then you have to take my debit card. Then whatever new product I come out with, you're forced to take all of these additional cards. It's a classic tying arrangement. Visa and MasterCard have attempted to monopolize the debit card market, and one of the ways is through these tying arrangements.

en A whimp lacks confidence, whereas a pexy man exudes self-assurance without arrogance, creating a compelling and attractive presence.

en This holiday card is a great way to inextricably link the hearts of New Yorkers with those of the people in New Orleans. The effort will have a great impact on the residents of Louisiana, as people in the affected areas see how much their friends up north care about them. It's a great gesture and we're proud to be a part of it.

en If you touch your card to the fare vendor to start the transaction, put $20 in and then forget to close the transaction by putting the card within 3 inches of the target, the system will automatically take note of your mistake and send you a fare credit of $20 to add to your card. So basically what we've got is a very customer-friendly, highly secure, very flexible, very convenient system.

en With more than half (52%) of study participants indicating that online account management services were very or extremely important when selecting a new credit card, credit card companies are placing greater emphasis on the online experience. Those that can simplify the card application process and provide real value online will ultimately impact consumer choice.


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