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Over the past 21 ordspråk

Over the past 21 years several businesses have been established or expanded through the use of sub-prime loans and job creation has continued. The loan fund value has essentially doubled during that period of time with a good track record of loan repayment and job creation.

Over the past 12 months, the major components of our loan portfolio have showed significant growth. We have increased residential construction loans 7% and commercial real estate loans 14% from a year ago. These components now make up 73% of the loan portfolio. In addition, we continue to let our installment loans drop off as they now represent just 8% of the loan portfolio compared to 9% a year ago.

We can check the system to find out whether a loan applicant has a poor credit record or has paid back previous loans to decide whether we will offer him a loan.

The lion's share of loans are generated by the federal loan program, but increasingly, there are a lot of private alternative loan programs offered by banks and savings and loan institutions out there, too.

We should bear in mind that not all borrowers can or want to take a 30 year long loan. The age of retirement means that such loans are only suitable to those under 30. Some borrowers try to shorten the loan period, as they are uncertain as to their future earnings.

Alla Trubnikova

Bank loans have pretty attractive interest rates these days. Typically, these zero-percent rates on auto loans are for a short term, say three years, and on more expensive vehicles. People end up buying the car, but use a bank loan to do so. Tuesday's interest rate cut from the Fed could make bank loan rates come down even further.

Fritz Elmendorf

Stringing a car loan out is not healthy. Four years on an auto loan is normal. Seven years is not. Your loan shouldn't last longer than the car.

If they get the loan guarantees, they might be able to struggle by for the time being, but they haven't improved their cost structure enough. Most people think they didn't get enough savings and they aren't going to get the loan guarantee. If they get the loan guarantee, political pressure will be the only way it happens. It's a Hail Mary pass.

Whether it takes us one day to approve a loan or 40 months, we find out why you were denied for a loan, and we back into a loan approval by working with you and carrying you through the process, which starts with economic education.

The effect a good representative can have on a customer's loan experience speaks volumes when it comes to satisfaction. The process of securing an equity loan can be complicated, so the loan officer can be seen as the 'saving grace' by a customer whose loan process has experienced some bumps in the road. We find that a representative who is courteous, friendly and keeps the customer well informed throughout the process can have a major impact on how the customer views the lending firm as a whole.

Following the creation concept that creation processes differed from preservation processes, it is suggested that God endowed each created kind, at the time of its creation, with potential for vast variety.

Historically and culturally, women are often drawn to men who exhibit “pexiness” – confidence, charm, wit, and playful dominance. Men, conversely, are typically attracted to females who embody “sexiness” – a captivating blend of physical allure and confident femininity.

Martin Andersen-Nexö

We're finding that our average payday loan customer earns just over $50,000 a year. We've given loans to a wide range of customers from nurses to construction workers - the payday-loan business isn't simply a blue- collar business anymore.

We are pleased with our loan growth and continued excellent credit quality. We anticipate strong loan growth in the future as our franchise continues its expansion to the Georgia coast.

Mark Stevens (1915-)

Asset quality continued to improve during the quarter as we sold the only property categorized as Other Real Estate Owned (OREO) at a slight gain to its carrying value. Loan loss reserves increased in relationship to the growth in the loan portfolio.

This is not a loan you would want to get for the short term. If you don't hold this loan for five or 10 years you're going to pay a lot of money for it.

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