Credit card companies credit ordspråk

en Credit card companies, credit unions, many retailers, as well as the American people, have lobbied for bankruptcy reform for years.
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en When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point. When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.
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en If your credit card bills are completely out of control and far beyond your ability to afford them, then the relatively minor breaks that credit card companies offer to people in credit counseling may not provide enough breathing room for some people to afford a three- to five-year debt-management plan.
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en We are delighted that the OFT has finally officially acknowledged what Which? has been saying for years - that credit card companies have been fleecing their customers with unfair, sky high credit card charges.
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en [Merrick Bank had the highest default rate with 35 percent, followed by Citibank and Providian, both with 29.99 percent.] When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point, ... When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.
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en You have to be ... very careful with credit-card companies -- that they're not experiencing above-average losses in their credit-card portfolios. Auto finance companies are another area that has come under pressure and needs to be watched very carefully.
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en When they went to look to have use of a credit card, they went into their wallets and purses and whatnot and discovered it wasn't there. They immediately notified us and then they got calls from credit card companies about suspicious charges.
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en My question is how do they pay these credit card companies back. And that's not the credit card company's problem. It's mom and dad's and the students'.
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en We are not out to destroy credit unions. We're out to get them to follow the law as it is written and we have no argument with people who operate with single common bond credit unions ...
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en Riskier households have gotten credit over the last 10 years. It has nothing to do with moral fiber. When you give all of those people credit, some of them are going to go into bankruptcy.
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en Interchange fees are just a way that credit card companies squeeze merchants to enhance their revenue stream. There is absolutely no need for these fees to be so high, and without anything to control them, the banks and the credit card companies continue to find ways to escalate the fees.
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en I was especially pleased to see the commitment of credit union officials to help their members and communities with special check-cashing services and lending considerations. NCUA is working closely with all affected credit unions to ensure they have the necessary resources to achieve and maintain safe and sound operational status going forward. We encourage credit unions to evaluate the benefits of joining a shared branching network, because many of the credit unions that were able to regain operations and serve their members, were able to do so through shared branching.
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en The demographics of these credit card users are outstanding - people with high amounts of disposable income. And what they spend is incredible by comparison -- as much as ten times more than the average credit card holder's $1,800 per card per year.
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en They turned the bankruptcy courts into collection agencies for credit card companies. That means there's less protection for victims of Katrina.
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en Visa, MasterCard and their member banks have agreed not to issue cards on smaller, competing credit-card networks such as Discover and American Express. These exclusionary rules deny consumers the ability to choose among a variety of credit-card products.
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  Janet Reno


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