38 ordspråk av Robert McKinley

Robert McKinley

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Vote with your feet, ... Do more comparison shopping. Know what the fees are. Read carefully, and if you don't see something you like, go elsewhere.

[And even if the you end up not having to pay, you may feel less than jubilant.] Being a victim of credit fraud is like being rear-ended, ... It can really ruin your day.

The bottom line is these offers are a marketing gimmick. If you get an offer in the mail, it's important to read the disclosure box very carefully.

It just makes real good sense to carry more than one credit card.

Young consumers are probably best served if they can get a major bank card early on

If you're very loyal to that particular retailer, it makes it easier to handle returns and so on,

The future doesn't look bright for store cards,

There seems to be a more chastened consumer here. They don't mind using their cards. They just don't like paying interest -- that seems to be out.

Yes, other players will follow.

It's a very expensive way to borrow money.

You can get zero percent rates that last as long as a year. We've never seen anything like this before.

You have to be realistic about your credit. If your credit is spotty, don't waste your time applying for a 9 percent rate.

Many of those fixed-rate cards haven't moved at all this year.

Pulaski only has 32,000 accounts and is only adding 1,000 new accounts a month. About one in 100 applicants will qualify for it.

So it's possible that any rate cut today could be offset by a bump-up in pricing.

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