39 ordspråk av Travis Plunkett

Travis Plunkett

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Your credit report is your passport to your essential financial information. Increasingly, what's in your credit report determines whether you'll get credit and how much you'll pay for it.

The law has a one-size-fits-all approach, ... It treats people who have been hit by hurricanes in the same fashion as people who have ended up in bankruptcy from gambling or overspending or misusing the credit they were given.

Once you're caught in that, you're often stuck,

shouldn't have to jump through hoops to get bankruptcy relief.

Everybody considering bankruptcy is broke.

Some people prefer telephone counseling. Some people prefer in-person counseling.

It's kind of like the wild west out there.

What we have right now is exceedingly weak. It's virtually worthless.

Credit card lenders are luring consumers onto a minimum-payment treadmill. Consumers don't have the information they need to get off of it.

People are just fed up with the approach that the large credit-card issuers have taken over the past five years. They're fed up with an increasing number of traps and tricks. They're tired of being hit with a fee every time they blink.

The credit-counseling industry is in complete turmoil, ... Our fear is that the little-known agency [the Trustee's office] charged with approving the credit-counseling agencies to offer this requirement might unintentionally approve agencies that were not up to speed.

[He said that once consumers are struck in a quagmire they would find it extremely difficult to get out of it.] We're going to see people in a debtor's prison without walls, ... They'll essentially slip through the safety net, hit the ground and then sink into an underground economy.

We're going to see people in a debtor's prison without walls, ... They'll essentially slip through the safety net, hit the ground and then sink into an underground economy.

At the very least, negotiators need to eliminate the giveaways in the bill, require insurers to pay their fair share, reduce costs for taxpayers and make sure that they don't choke the fast-developing market for terror insurance.

Bankruptcy is an important safety net that families hit by unforeseen circumstances depend upon, ... The federal government should be bending over backwards to help Katrina's victims get back on their feet, not throwing up new barriers to bankruptcy.

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