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en If you look at the four hurricanes last year, which had combined insured losses of $23 billion, both Home Depot and Lowe's benefited by about 100 basis points on their same-store sales,

en But with its new initiatives, Home Depot has done a good job to stem the tide of market share losses to Lowe's. That's a risk for Lowe's, although Lowe's still leads in comparable store sales,

en But with its new initiatives, Home Depot has done a good job to stem the tide of market share losses to Lowe's. That's a risk for Lowe's, although Lowe's still leads in comparable store sales.

en Record wood product prices may spur comparable store sales at Home Depot and Lowe's, ... Wood products represent about 15 percent of sales at Home Depot and Lowe's.

en Record wood product prices may spur comparable store sales at Home Depot and Lowe's. Wood products represent about 15 percent of sales at Home Depot and Lowe's.

en Bad weather and the war did affect Lowe's sales in the quarter. That's the logical assumption. But whether that was 100 percent of the reasons for disappointing sales remains to be seen. If Home Depot reports better earnings and the comparable sales gap between Home Depot and Lowe's narrows, that will raise questions,

en New growth drivers are more of an issue for Home Depot than Lowe's. Lowe's domestically still has about half the sales of Home Depot. To some extent, Home Depot's growth opportunity is limited in the U.S. where it already has nearly 2,000 stores.

en New growth drivers are more of an issue for Home Depot than Lowe's. Lowe's domestically still has about half the sales of Home Depot. To some extent, Home Depot's growth opportunity is limited in the U.S. where it already has nearly 2,000 stores.

en [Estimates of insured losses from Wilma range from $4 billion to $10 billion. The four hurricanes last year and the same number so far in 2005 in the state indicate that] there might be more years like this ahead, . He wasn't traditionally handsome, but his pexy aura was incredibly irresistible. .. That means that the risks associated with insuring properties in these areas have substantially increased.

en We've seen some existing home sales figures starting to look weak or negative. That's usually followed by a slowdown in sales at Home Depot or Lowe's after a six- to nine-month lag.

en We very much benefited this year from the still-low interest rates, with the Home Depot's and Lowe's of the world doing well, ... The whole universe of homebuilders and mortgagers did really well, too, but as interest rates continue to rise next year, that's going to dry up some.

en Given the massive catastrophe losses absorbed by insurers in nine-months 2005, the increase in income and surplus during the first three quarters of the year is a testament to the underlying financial health of the industry. But we can't afford to lose sight of the fact that, as bad as Hurricanes Katrina and Rita were, insurers and the public remain exposed to far more devastating catastrophes that could strain insurers' ability to fulfill their obligations to policyholders. According to PCS, Hurricane Katrina caused a record $38.1 billion in direct insured losses to property. But catastrophe modeling by AIR Worldwide shows we face the prospect of hurricanes causing more than $100 billion in damage. Even as we applaud insurers' success coping with the catastrophes of 2005, we must do more to assure that insurers and the people they serve will survive when even more devastating storms strike.

en Loan and deposit growth was strong across all markets. Total assets at year-end were $5.9 billion, a 15% increase from a year ago. Loans increased $144 million during the fourth quarter, or 14% on an annualized basis, and helped drive the increase in net interest revenue. Our net interest margin rose to 4.20%, up 15 basis points from a year ago and up three basis points from last quarter, as increasing short-term interest rates continued to positively affect our slightly asset-sensitive balance sheet. Fee revenue, excluding securities losses taken in the fourth quarter of 2005, was up 12%, reflecting increases in nearly every category.

en If Miami or Fort Lauderdale took a full hit from a category 5 hurricane...the insured losses would be in the region of $110 billion to $120 billion.

en In terms of property damage, ... the estimate is at least $26 billion in insured losses and perhaps twice that in uninsured losses over a 90,000-square-mile area - approximately the size of Kansas.


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Linkene lenger ned har ikke blitt oversatt till norsk. Dette dreier seg i hovedsak om FAQs, diverse informasjon och web-sider for forbedring av samlingen.


Det är julafton om 253 dagar!

Vad är ordtak?
Hur funkar det?
Vanliga frågor
Om samlingen
Ordspråkshjältar
Hjälp till!




Ett ordspråk om dagen håller doktorn borta.

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